With HWICLICK, you can purchase your condo insurance in minutes, access your policy documents instantly, make updates to your coverage 24/7, and choose a payment plan that works best for you.


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Your ‘stuff’ is a massive part of your life! Renters insurance protects your belongings, including your furniture and big screen TV, including your functional items (like your dishwasher and lawnmower). Rest easy knowing that your insurance will replace or repair your belongings in the event of a loss.


Accidents happen, and if one happens and you injure someone else or damage someone’s property, you will be held liable. Your renter’s policy automatically includes liability coverage to support you financially.

Contingent Coverage

This coverage is designed to protect your interest in your unit if your condominium corporation has no insurance, its insurance is inadequate, or it is not effective. So if a loss happens and your condo board’s insurance isn’t going to cut it, they will assess the remaining cost of the damage back to you. If the damage is caused by something usually covered by your policy, your insurance will respond.

Loss Assessment Coverage

This coverage responds when there is a loss to collectively owned condo property, and the condo corporation’s insurance isn’t enough. For example, this coverage protects areas like parking lots and pools. Suppose a loss happens to the pool shared by the entire condominium, and your condo corporation’s insurance is not adequate. In that case, your condo corporation will assess the cost of the damage back to all the unit owners.

Get a condo quote online in minutes and let’s protect what matters most to you.


Mortgage Insurance

Do you have a mortgage? If so, you were likely offered life, disability and critical illness protection on your loan. Please take 10 minutes to review your policy with one of our Life & Benefits advisors to ensure you are adequately protected.


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