Medical Emergency Coverage:

Covers emergency medical expenses incurred while travelling outside your home province or country, including hospital stays, doctor visits, and ambulance services.

Trip Cancellation & Interruption: 

Reimburses you for non-refundable, prepaid travel costs if you need to cancel or interrupt your trip due to unforeseen events such as illness, weather, or other covered reasons.

Can be purchased separately or together.

Visitors to Canada: Get Emergency Medical Coverage

Canada’s healthcare system doesn’t cover non-residents, leaving visitors, new immigrants, and those on working visas vulnerable to high medical expenses. Our Visitors to Canada insurance provides immediate coverage for unexpected events, including hospitalization, doctor’s visits, and necessary prescription drugs.

Yes, most insurers offer coverage for pre-existing medical conditions. However, some key factors to determine if coverage is available include.

• The stability period required for your condition (varies based on insurer)
• How your policy defines “stable” (usually no changes in medication, treatment, or symptoms)
• Your age and overall health profile