Get Quote
Get reliable Farm Insurance that Saskatchewan farmers can trust.
As a farmer, you know the importance of protecting your property, crops, and livestock. With farm insurance, you can have peace of mind knowing that you’re protected against unexpected losses.
Click on one of the below topics for industry-specific Farm Insurance:
Any farm operation that’s incorporated as a business entity will likely be considered a corporate farm by insurance companies.
Here are some indicators that a farm might be considered corporate for insurance:
- Business Structure: The farm is registered as a corporation, limited liability company (LLC), or another formal business structure.
- Size and Scale: The farm is very large in size and operates more like a business than a traditional family farm.
Get Quote OR Product Page
Most insurers will likely consider a farm a dairy farm if its primary agricultural business revolves around raising cows for milk production. This typically involves having a herd of dairy cows, facilities for milking and storing milk, and potentially land for growing feed for the cows.
Get Quote OR Product Page
Insurance companies generally consider farms that focus on growing crops sold for a commodity price (like corn, wheat, soybeans) to be grain and cash crop farms. Here’s a breakdown of what typically qualifies:
- Crops: Primarily grows grains (corn, wheat, barley, etc.), oilseeds (canola, soybeans), pulses (beans, peas, lentils), or high-value specialty crops sold directly.
- Focus: The main source of income comes from selling the harvested crops.
Get Quote OR Product Page
Here are some characteristics that typically define a hobby farm for insurance purposes:
- Size: The land area is smaller than a commercial farm.
- Income: The primary purpose isn’t generating profit. Income from the farm is minimal or a small portion of your overall income.
- Employees: You likely don’t have any employees helping you run the farm.
Here are some activities that might indicate you have a hobby farm:
- Raising livestock (chickens, cows, horses, etc.)
- Selling eggs, dairy products, or produce from your land
- Renting out part of your land for agricultural purposes
Get Quote OR Product Page
Insurance companies generally design policies with ranching & livestock operations in mind that focus on two key areas:
-
Livestock: This is the primary focus, and the policy will cover various livestock species you raise, like cattle, sheep, goats, horses, or even pigs and chickens.
-
Land and Operations: The insurance acknowledges the land, barns, and equipment needed for raising livestock. Coverage extends to protecting these assets along with the animals themselves.
Get Quote OR Product Page
A hail policy protects farmers against financial losses due to hail damage to their crops. Here’s a breakdown of what it typically covers:
- Physical damage: Hailstones physically damage your crops like corn, soybeans, wheat etc.
- Percentage of loss basis: Reimbursement is based on the percentage of damage sustained by the crop, not the total loss of the crop. For instance, 30% damage would result in 30% of the insured amount per acre being paid out.
Get Quote OR Product Page
Insurance to protect your farm equipment and tools.
Your farming equipment is essential to your livelihood. Don’t let unexpected damage from fire, collision, or ingestion ruin your investments. Having a successful farm operation means having equipment available in proper working conditions. Ask us about adding Loss of Use coverage to reimburse the cost to rent a replacement if you cannot use your equipment due to an insured peril/incident.
Get Quote
Ensure you’re covered with voluntary firefighting coverage.
Depending on your location, multiple voluntary firefighting departments may respond if a fire occurs on your land. Every voluntary fire department will send an invoice if they are called to help put out the fire. Each department’s rates may differ, and you could see anywhere from $900 to $1200 charged as an hourly fee.
READ more
Protecting your seed cleaning and growers’ operation is crucial.
The seed and produce industry poses various risks that may discourage you from pursuing a career in farming. However, it is important not to let these risks impede your progress. We are here to assist and guide you in managing and mitigating these risks. Protect your passion and your profits with insurance for Seed Cleaning.
Get Quote
We understand the risks farmers face and work hard to provide reliable Farm Insurance to protect your assets.
Get Free Quote