Coverage you can bet the farm on.
Finding an insurance advisor you can trust is hard. They just don’t make ‘em like they used to. We believe we can change that! We believe that your advisor should be a friend, neighbour, and an expert at protecting what matters most to you – your home, and your hobby farm.
Connect with one of our advisors to find the insurance that protects what matters most to you.
Do you have a mortgage? If so you were likely offered life, disability and critical illness protection on your loan. Did you purchase it? Well that’s okay, most people do! The buying process of a home can be complicated, and it’s easy to be overwhelmed by it all. We want to make sure that you’re protected by a policy that best fits your life, your needs, and your preferences!
Don’t settle for the same cookie cutter policy they offer every type of client. Take 10 minutes to review your situation with one of our life & benefits advisors and make sure you are properly covered!
Products & Coverages
This is your primary home building itself. But your home isn’t just four walls and a roof. Any permanently installed outdoor equipment on your property, including outdoor swimming pools, are also protected under your Dwelling limit.
Any sheds, garages, or barns that are used to store farming equipment or livestock will need to be insured differently than the garage attached to your home, which is used only for storing your personal vehicles.
If you have a riding mower or other piece of farming equipment that you use to maintain your land or hobby farm, you’ll want to make sure it’s properly covered in the event of a loss.
Because your yard is larger than those of a typical homeowner, and the activities that take place on your land are more complicated than basic gardening, you’ll want to make sure that you have the right liability to cover you in the event that you’re held liable for damage or injury to a third party.
Voluntary Fire Fighting
If a fire occurs on your land, depending on where you are located, you may have multiple voluntary firefighting departments responding. Every voluntary fire department will send an invoice if they are called out to respond. Each department’s rates may be different, and you could see anywhere from $1000 – $2000 charged as an hourly fee. Voluntary Fire Fighting coverage on your policy is necessary if you want your insurance to support you in covering these invoices.