Passenger Transport Vehicle Insurance

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commercial parking lot featuring the transport vehicles - taxis, limos, bus coaches, and school buses

Passenger Transport Services Insurance

Whether you operate a local taxi fleet, a transport shuttle, or a charter bus line, carrying passengers comes with unique liabilities. As an independent insurance broker, we shop around to find the right insurance to protect your drivers, your fleet, and your business.

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What Does Business Insurance Cover?

Our business insurance policies offer coverage for:

Recreational Vehicle Coverage


Commercial General Liability Insurance

A critical protection for transportation companies, Commercial General Liability (CGL) covers third-party bodily injury and property damage claims occurring outside of actual vehicle operations.

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Cyber Insurance

With modern transport operators relying heavily on digital dispatch apps, online booking portals, and credit card processing, protecting passenger data is paramount. Cyber insurance helps your  business recover from data breaches, ransomware, and digital disruption, covering data recovery costs and third-party privacy claims.

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Commercial Property Insurance

Your fleet needs a home base. Commercial property insurance protects your physical assets (including your dispatch office, maintenance garages, specialized tools, and office hardware) from financial losses caused by fire, extreme weather, vandalism, or theft, ensuring you can keep your wheels turning.

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Directors and Officers (D&O) Liability

Designed for leadership in commercial companies and non-profit transit boards, D&O insurance protects directors, managers, and officers from personal financial loss in the event of a lawsuit. This coverage reimburses legal defence costs and damages arising from allegations of mismanagement, breach of duty, or operational negligence.

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BUSINESS

Group Benefits & Savings Plans

Whether you have two employees or two hundred, we can help you build a flexible plan that covers prescription drugs, dental, vision, and mental health support.

We also offer Health Spending Accounts (HSA) to give your staff the flexibility they value.

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Fleet Management Program Info

Our Fleet Management program is designed to simplify your vehicle renewals and give you expert guidance, so you can stay focused on running your business.

  • Proactive Monitoring: We regularly monitor your plate renewals and provide proactive monthly communication so you never miss a deadline.
  • Priority Assistance: Get streamlined support for adding new plates, renewing current registrations or handling cancellations.

Want to sign up? To take advantage of our Fleet Management services or to get more information, simply send us an email, and our team will get you started.

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We connect your business with tailored coverage for a wide range of passenger operations:

Passenger Transport

Taxi

Commercial auto policies for taxi drivers. Essential coverage includes third-party liability limits and physical damage protection.

Transit Van

Shuttles & Transit Vans

Protection for airport shuttles, hotel vans, and medical transit. Get a plan that focuses on collision, upset, and passenger liability.

Limo

Limousines & Party Buses

Tailored for luxury sedans, stretch limos, and high-capacity entertainment buses. Requires robust liability limits for group events.

Shuttle Bus

Buses & Charter Lines

Coverage for school buses and coach lines. Built around complex fleet policies, comprehensive physical damage, and liability.

Frequently Asked Questions

What coverages are included in commercial passenger auto insurance?

Policies focus on basic and extended third-party liability and physical damage, such as collision or upset coverage. Other coverages are available to add, such as theft and vandalism, windshield, or cargo.

What factors affect commercial vehicle insurance rates in Saskatchewan?

Premiums are determined by the specific type of passenger vehicle, your radius of operation, vehicle seating capacity, individual claims history, and your selected liability limits.

How do drivers obtain a Saskatchewan commercial class license?

Upgrading to a commercial license involves completing an SGI medical report, passing written and vision tests, fulfilling mandatory entry-level training (MELT) hours, and successfully passing a road test. View our comprehensive Saskatchewan commercial class license guide for full maintenance and endorsement steps.

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