Protect your Retail Business with comprehensive insurance coverage.

Our comprehensive insurance solutions are designed to protect your store, your employees, and your valuable inventory.

Click on one of the below topics to unpack your Business Insurance:

Property Insurance ←

Protect your store’s valuable equipment, furnishings, and inventory with commercial property insurance. Safeguard against damage or theft, ensuring you can easily replace any losses.

Some examples of retail businesses that can use property insurance are florists, pet food supply stores, gift shops, and bakeries.

Business Interruption ←

Protect your business from unexpected disruptions with Business Interruption insurance.

While property insurance covers physical assets, this policy ensures you don’t lose crucial income when your business is closed due to an insured event.

Product Liability ←

Protect your business with Product Liability Insurance. Safeguard against claims of property damage or bodily injury caused by your products.

Whether you manufacture, distribute, or sell, this coverage ensures you’re covered for defects in design, manufacturing, or marketing. Don’t let unforeseen accidents tarnish your reputation – get the peace of mind you need with Product Liability Insurance.

General Liability ←

Protect your business from unexpected accidents and potential lawsuits with Commercial Liability insurance. Even the safest stores can experience mishaps, and being found legally responsible can result in costly settlements.

To be liable means simply that you are found to be legally responsible. If you are liable for injury to someone or found responsible for damage to another’s property, you can be sued for damages.

Cyber Insurance ←

As a business owner, it’s necessary to be realistic about cybercrime risks. Protect your business from cyber threats with Cyber Insurance. Safeguard your technology systems and customer data from cyber hacks.

Whether you have an online store or use a POS system, this coverage will cover the costs associated with electronic incidents.

Employee Benefits ←

We work with a variety of leading insurance carriers to design customized plans that fit your budget and specific needs, including:

Health: Medical, dental, vision, and prescription drug coverage.
Life: Accidental death and dismemberment coverage.
Disability Insurance: Short-term or long-term disability coverage.
Retirement Plans: And other retirement savings options.
Wellness Programs: Employee assistance programs (EAPs), wellness initiatives, and more.

The Rising Tide of Retail Theft in Canada.

According to data from Statistics Canada, there has been a significant increase in shoplifting rates, with a 31% rise in 2022 compared to the previous year.

Every year in Canada, a staggering $10 billion is lost due to various forms of theft, including shoplifting, robbery, and burglary. These financial losses have contributed to 30% of all business failures.

→ Click Here to read the full article!

grocery store insurance

Risks Specific to Retail Businesses:

Shoplifting can significantly impact a retailer’s bottom line. Our policies can help cover losses due to shoplifting, including the cost of stolen merchandise and any associated legal expenses.

Employee theft can be a significant and often hidden problem. Our policies may offer coverage for losses due to employee theft, such as theft of inventory, cash, or other valuable assets.

Product recall coverage can help reimburse costs associated with removing defective products from the market, notifying customers, and providing refunds or replacements.

clothing business insurance

Disclaimer: This information is for general guidance only and may not apply to all situations. Please refer to your policy for details on specific coverage and limitations.