• Hospitalization
• Medical services
• Prescription drugs
• Paramedical services
• Accidental dental
• Return of remains
• Child care
• 24-hour travel assistant services

(see policy wordings for full list)

If you apply before arriving in Canada or are replacing an existing emergency medical plan issued by a Canadian insurer, there is no waiting period. This means your coverage begins immediately at 12:01 am on the start date you select on your policy. This is ideal, especially for unexpected situations, as you’ll have full coverage from the moment your trip begins.

Here’s a breakdown of the benefits:

• Immediate coverage for unforeseen circumstances: If you have an accident or sudden illness upon arrival, you’ll be covered for medical expenses right away.
• No gaps in coverage: If you’re replacing an existing Canadian emergency medical plan, there won’t be a period where you’re uninsured between the plans.

You can choose your deductible anywhere from $0 – $1,000.

Coverage limits available: $25,000, $50,000, $100,000, $150,000 or $200,000.

Blue Cross is an organization that offers a wide range of health insurance products and services, including health, dental, travel, life and disability benefits. They insure and manage health programs for individuals and organizations across Canada.

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*Please be aware that by clicking the above button, you’ll be redirected to a quote portal at the following address: partner.quote.on.bluecross.ca where you can complete your application and purchase your coverage.

Group Medical Services (GMS) is a Canadian organization that provides health, dental, and travel insurance plans. They’ve been around since the 1930s and focus on providing easy-to-understand plans with helpful customer service.

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*Please be aware that by clicking the above button, you’ll be redirected to a quote portal at the following address: my.gms.ca/buyflow/vtc where you can complete your application and purchase your coverage.

TuGo is a Canadian company with over 55 years of experience specializing in travel insurance. They offer a variety of travel insurance plans to protect travellers from unexpected events during their trips, including medical emergencies, trip cancellations, trip interruptions, baggage loss or damage, and even flight delays.

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*Please be aware that by clicking the above button, you’ll be redirected to a quote portal at the following address: shop.tugo.com where you can complete your application and purchase your coverage.