Manufacturing

Creating products most important to the viability of other consumer businesses is indispensable to our economy. With risks unique to your industry, it’s essential to work with an advisor who understands the manufacturing world’s complexities. Want to connect with our team to find the coverage right for you?

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Want to learn about your insurance? Click on one of the below topics!

Errors & Omissions

As a manufacturer being precise to meet strict standards is crucial. If you fail to manufacture your product to the specifications contracted, your business could be held liable for the financial loss caused.

Directors & Officers

With every decision they make on behalf of your organization, directors and officers assume a certain level of risk. In the event of an alleged wrongful act, they can be held accountable for the overall financial performance of their organization. What’s more, D&O claims can come from various sources, including financial institutions, shareholders, and regulators.

Equipment Break Down

The loss of vital equipment could undoubtedly impact your ability to operate your business. This coverage was designed to protect your gear from losses typically excluded under a general property policy. Insured items could be anything from your most complicated piece of equipment to your phones (the lifelines of your day-to-day business operations).

Commercial Liability

Don’t let a potentially substantial lawsuit undo all your hard work. Accidents happen; if one does, a general commercial liability policy is essential.

Products Liability

Whether you are a butcher or a brewer, when you’re in a situation where your products are designed for human consumption, this coverage is essential for your business.

Property Insurance

Your building and equipment are crucial aspects of the success of your business. Workplace hazards, vandalism, and weather are just some of the many things that can cause significant damage. Protecting your most considerable assets with an insurance policy can keep your business from a substantial financial setback.

Product Recall Coverage

You work hard to produce quality products. As a manufacturer of food, crop, or beverages, there is the potential that your product may need to be recalled from the market. With this insurance, costs such as notification, shipping and disposal would be covered by your policy.

Pollution Liability

Spills, leaks, and overflows can happen over time or suddenly without expectation. These risks can affect your property, as well as the property of third parties. There are various options available for you to protect your business from cleanup costs or other damages.

Transportation Insurance

Whether transporting cargo through town or across borders, you’re exposed to various risks and the potential for loss. From collision and upset to theft, it’s important that the insurance protecting your cargo will defend it.

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Disability Insurance

Disability coverage replaces some of your income if you can’t work because of an injury or illness. The idea is to help you keep your standard of living the same until you can return to work. This monetary benefit will continue until the benefit period ends or you return to work.

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Critical Illness Insurance

Critical Illness coverage provides a monetary payment if you get knocked off your feet by cancer, stroke, heart attack, etc. In addition to the possibility of a leave of absence from your job, a critical illness can sometimes leave you with recovery costs. When you set up your policy, you choose the amount of coverage you want, as not everyone’s recovery costs and expenses are the same.

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