Industry-Specific Coverage
MACHINERY, TRANSPORTATION & INDUSTRIAL EQUIPMENT | FOOD, CROP & BEVERAGE PROCESSING | WOOD, STEEL & PLASTIC PRODUCTS | CHEMICAL MANUFACTURING
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Manufacturer’s Errors & Omissions
As a manufacturer being precise to meet strict standards is crucial. If you fail to manufacture your product to the specifications contracted, your business could be held liable for the financial loss caused.
Directors & Officers
With every decision they make on behalf of your organization, directors and officers assume a certain level of risk. In the event of an alleged wrongful act, they can be held accountable for the overall financial performance of their organization. What’s more, D&O claims can come from various sources, including financial institutions, shareholders, and regulators.
Equipment Break Down
The loss of vital equipment could undoubtedly impact your ability to operate your business. This coverage was designed to protect your gear from losses typically excluded under a general property policy. Insured items could be anything from your most complicated piece of equipment to your phones (the lifelines of your day-to-day business operations).
General Commercial Liability
Don’t let a potentially substantial lawsuit undo all your hard work. Accidents happen, and if one does, a general commercial liability policy is essential.
Products Liability
Whether you are a butcher or a brewer, when you’re in a situation where your products are designed for human consumption, this coverage is essential for your business.
Property
Your building and equipment are crucial aspects of the success of your business. Workplace hazards, vandalism, and weather are just some of the many things that can cause significant damage. Protecting your most considerable assets with an insurance policy can keep your business from a substantial financial setback.
Product Recall
You work hard to produce quality products. As a manufacturer of food, crop, or beverages, there is the potential that your product may need to be recalled from the market. With this insurance, costs such as notification, shipping and disposal would be covered by your policy.
Pollution Liability
Spills, leaks, and overflows can happen over time or suddenly without expectation. These risks can affect your property, as well as the property of third parties. There are various options available for you to protect your business from the cleanup costs or other damages.
Group Benefits
Most business owners agree that their employees are the lifeblood of their business, which makes the attraction, retention, and most of all, the well-being of your employees a top priority. Employee group benefits are an effective way of ensuring the hardworking talent you attract continues to work and continues to work for you!
