Hospitality Business

When you’re bringing comfort, laughter, inspiration, and entertainment to the world, having things run smoothly is essential. Want an insurance quote and to learn more about your industry’s exposures?



Find what you need

Want to learn about insurance for hospitality businesses? Connect with one of our experts today to start a quote or ask questions.

Looking for some quick info? Click on one of the below topics to unpack your business insurance!


Property Insurance

The building that houses your business is a crucial aspect of the success of your operations. Theft, vandalism, and weather are just some of the many things that can cause significant damage to your building, and the bill to repair can be even more substantial. Protecting your most important assets with an insurance policy can keep your business from a significant financial setback.

Business Interruption

If your building burns down, having property coverage in place to help you rebuild is essential. But what if your business gets shut down by the Health Authority? How are you planning to rebuild your business’ reputation?

Commercial Liability

To be liable mean simply that you are found to be legally responsible. If you are liable for injury to someone or found responsible for damage to another’s property, you can be sued for damages. No one likes to imagine being sued. But accidents happen, and if one does occur and you’re deemed negligent, you could find yourself with a hefty settlement. This type of insurance is essential for business owners because it helps protect them from financial losses that may occur due to a lawsuit. Liability automatically comes with your business insurance, but reviewing your coverage with an advisor to ensure you’re appropriately protected is essential.

While Canada may not be known for outrageous personal liability settlements, the cost of these claims is rising. A five-million-dollar case may have been rare ten years ago, but not so much anymore. With inflation on the rise, the compensatory awards awarded to plaintiffs are also increasing. Keep in mind no lawsuit is a quick fix. Some take years for the court to settle, which all adds to the bottom line.


Cyber Insurance

This coverage is essential if your business stores sensitive client information, bank records, or other vital information on its computer systems. As a business owner, it’s necessary to be realistic about cybercrime risks. To protect yourself fully, you’ll want to talk to one of our advisors who can help assess your situation.

Fine Arts Coverage

You want your customers to appreciate the high quality of your services before they even sit down with you. Having fine art and other big-ticket décor items is a natural way to convey an atmosphere of class and sophistication. These higher-value items are often not adequately covered under a general property policy but are essential to the success of your business.

Don’t see what you’re looking for? CONNECT with our expert team, and let us find the right coverage for you!


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