Hospitality

• RESTAURANTS << 

• BARS, LOUNGES & NIGHTCLUBS <<

• ARTS & CULTURE <<

• B&B, HOTEL & MOTEL <<

The building that houses your business is a crucial aspect of the success of your operations. Theft, vandalism, and weather are just some of the many things that can cause significant damage to your building, and the bill to repair can be even more substantial. Protecting your most important assets with an insurance policy can keep your business from a significant financial setback.

If your building burns down, having property coverage in place to help you rebuild is essential. But what if your business gets shut down by the Health Authority? How are you planning to rebuild your business’ reputation?

Accidents happen, and if one results in a lawsuit, the financial settlement could be problematic for your business. Having a patron slip and fall in your establishment, or falling ill after consuming your product, isn’t something anyone plans for when they come to work in the morning. Unfortunately, accidents happen, so a general commercial liability policy is essential to financially protecting your business.

This coverage is essential if your business stores sensitive client information, bank records, or other vital information on its computer systems. As a business owner, it’s necessary to be realistic about cybercrime risks. To protect yourself fully, you’ll want to talk to one of our advisors who can help assess your situation.

You want your customers to appreciate the high quality of your services before they even sit down with you. Having fine art and other big-ticket décor items is a natural way to convey an atmosphere of class and sophistication. These higher-value items are often not adequately covered under a general property policy but are essential to the success of your business.