Protect Your Belongings With Affordable Renters Insurance with HWICLICK!
Here in Saskatchewan, from unexpected water damage to winter fire hazards, your personal belongings face unique risks year-round. That’s why having renters insurance isn’t just a box to check on your lease agreement; it’s about giving you real peace of mind so you can enjoy your rental space without constant worry.
Click on one of the topics below to unpack your Renters Insurance:
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Contents Coverage ←
Personal Liability ←
Valuable Item Limits ←
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Personal Health Plan ←
Why Purchase Renters Insurance in Saskatchewan?
Many renters mistakenly believe their landlord’s insurance covers their personal belongings. Unfortunately, that’s not the case. Your landlord’s policy typically only covers the building structure, leaving your valuable possessions unprotected. When you purchase renters insurance, you’re protecting:
What is Tenant Insurance?
Who’s Covered: The policy extends its protection to tenant/occupant but also includes immediate relatives, dependents, and additional listed insureds.
What’s Covered:
- Your furniture, electronics, and clothing from fire, theft, and water damage from a burst/cracked pipe
- Your financial security with liability coverage if someone is injured in your unit
- Coverage for additional living expenses if your rental becomes uninhabitable
Purchase Renters Insurance Online in Minutes with HWICLICK
We understand you’re busy, and getting insurance shouldn’t be complicated. That’s why we’ve developed HWICLICK, our user-friendly online platform, you can:
- Get a personalized quote in minutes
- Customize your coverage to fit your specific needs and budget
- Purchase your policy securely online when it’s convenient for you
- Access your policy documents instantly
How Much Does It Cost to Purchase Renters Insurance?
We understand that affordability matters. The good news is that renters insurance is typically much more affordable than most people expect. In Saskatchewan, policies generally range from $25-35 per month, depending on factors like:
- The amount of coverage you need
- Your location
- Your claims history
- Your chosen deductible
- Available discounts
Rental Property Insurance: What Landlords Need
As a landlord, your rental property is a significant investment.
Rental property insurance isn’t just standard home insurance; it’s specifically designed to cover the unique risks that come with owning a property you rent out. For example, damage to the building itself, lost rental income if your property becomes uninhabitable, or liability if someone is injured on your property.