Watercraft Insurance

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Safeguard your watercraft, be it a boat or sea-doo, with our Watercraft Insurance.

We recognize the significance of securing your valuable asset and offer tailored policies to provide peace of mind. With our coverage, you can embark on your aquatic escapades without any concerns holding you back.

Click on one of the below topics to unpack your Watercraft insurance:

Liability Coverage

The financial burden of a boating accident isn’t just limited to the cost of repairing or replacing your boat. It would help if you also considered the potential expenses of covering damage to someone else’s property and even medical bills that may arise when people are injured. Liability coverage protects you financially if you’re held responsible for causing bodily injury or property damage.

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Coverage Options

Add comprehensive coverage for risks such as:

  • Fire
  • Lightning
  • Hail
  • Theft and vandalism

You face significant risk when you put it away for storage in the winter. We can help mitigate your loss due to theft by having your watercraft insured on a policy.

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Vermin Coverage

Mice, rats, squirrels, raccoons, etc. Those little guys sure can cause a lot of damage! Certain insurance carriers don’t tend to cover this common claim for boats. Ask an advisor if your policy offers protection against vermin today.

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Search & Rescue

If the policy declaration page specifies fire department and/or search & rescue coverage, the policy will provide coverage up to the indicated limit for charges incurred to save or protect the insured watercraft from loss or damage. Ask your broker to review the limit for you during your next review.

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Disability Insurance

Disability coverage replaces some of your income if you can’t work because of an injury or illness. This monetary benefit will continue until the benefit period ends or you return to work. It can help you and your family pay for necessary expenses like your mortgage, car payments, utilities, groceries, etc.

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Loan Protection

Did you finance your boat? If you did, you might have also signed up for a form of Life Insurance! Our personalized policies translate to better coverage and premiums that are, on average, 30-50% lower than traditional Creditor Insurance from the bank.

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Protect your lifestyle with watercraft insurance.

Home insurance policies do not offer complete coverage for boats. Typically, it is more cost-effective to obtain separate boat insurance. This is why we provide customized insurance policies that cater to your requirements and encompass incidents such as collisions, theft, hail, and vermin damage. Feel free to consult with an advisor regarding obtaining protection for your boat, outboard engines, equipment, and boat trailers.

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boat insurance

Need to register your boat trailer plates or get a permit?

Let us take care of your registration plate renewal as your SGI issuer. MySGI services allow you to enjoy hassle-free registration renewal online so you can skip the line.


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Protect your trailer, camper, or RV with insurance.

If you own a cabin trailer, tent trailer, or motorhome, it is essential to have insurance for your RV. It is vital to protect and secure your investment when purchasing an RV camper or utility trailer. Our tailored auto insurance provides comprehensive coverage for both on-road and off-road protection. Don’t risk losing your valuable assets – get trailer insurance without delay!

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trailer insurance

Experience all the things you adore about being out on the water while having peace of mind that you have Boat Insurance to keep you protected.

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