Realty Insurance

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Safeguard your real estate investment with Realty Insurance.

With Realty Insurance, you can focus on growing your business while we protect your assets against fire, theft, vandalism, and more, with coverage for residential and commercial buildings.

Click on one of the below topics to unpack your Real Estate Insurance:


Building & Property

Your property is what houses your tenants and your primary source of income. It’s an investment that requires constant maintenance, but if a loss occurs, you could find yourself in a tight spot if your insurance isn’t up to par. Realty Insurance understands the unique risks associated with property ownership. Our tailored insurance products provide financial protection against property damage, loss of income, and other unforeseen events.

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Business Interruption

Seasonal slowdowns are one thing, but when your revenue drops to zero unexpectedly, everything you have worked to build may be at risk.

This coverage pairs with your business property insurance or business owners’ policy to provide a lifeline when a claim affects your revenues.


Rental Income

Rental income insurance for landlords is in case of loss or damage to your rental property. As a landlord, having a steady rental income is crucial, especially if you have a mortgage to pay off. However, what happens if your rental property becomes uninhabitable due to damage by an insured peril and your tenants must vacate during repairs? In such situations, you won’t be able to charge rent.

Equipment Breakdown

Equipment breakdown exposure affects businesses of all sizes, from small retail stores to large manufacturing plants. It can result in significant revenue loss. To address this risk, businesses can obtain equipment breakdown insurance. This insurance covers losses caused by the electrical or mechanical breakdown of various types of equipment, such as pressure vessels, boilers, production machinery, heating, refrigeration, air conditioning, and electronic equipment.

Commercial Liability

To be liable mean simply that you are found to be legally responsible. If you are liable for injury to someone or found responsible for damage to another’s property, you can be sued for damages. No one likes to imagine being sued. But accidents happen, and if one does occur and you’re deemed negligent, you could find yourself with a hefty settlement.

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Loan Protection

Did you get a mortgage? If you did, you might have also signed up for a form of Life Insurance! Often referred to as Mortgage/Creditor Insurance, this type of coverage is designed to protect the bank if the worst should happen.

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Customized insurance coverage for your residential properties.

Every residential property comes with unique risks and challenges. With our Residential Realty Insurance, you can have peace of mind knowing that your apartments or condo buildings are protected against potential risks such as fire, theft, and vandalism. Safeguard your physical assets and ensure the safety of your tenants with our customized insurance coverage.

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residential realty

Protect your investment with coverage for commercial-grade buildings.

For commercial property, real estate insurance covers the various risks associated with owning, maintaining, or managing real estate. It encompasses a range of risk management and loss mitigation tools utilized by real estate owners, managers, lienholders, or investors to handle risk effectively. We are a proud member of BOMA Saskatchewan, which helps promote the interests of building owners and managers in the real estate industry. Focus on growing your business while we take care of the rest.Boma Sask

commercial realty

Rental property insurance, insurance landlords

If you have a trustworthy tenant who consistently rents your property or are working on improving your Airbnb profile to attract bookings for your downtown condo, you understand the importance of owning a rental property as a substantial investment. Allow us to assist you in finding the appropriate insurance coverage, regardless of the type of space you are renting. Don’t leave your rental property vulnerable to damage or loss.

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rented dwelling insurance

Get tailored insurance products with Harvard Western when looking for Realty Insurance. Ensure your property is protected!

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