Group Benefits Insurance

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Customized medical coverage for every business with Group Benefits Insurance.

Every business, regardless of size, should have a Group Benefits plan. We proudly work with various insurance carriers, allowing us to custom-build a plan that perfectly fits your needs and budget.

Click on one of the below topics to unpack your group benefits insurance!


Why Offer a Benefits Plan

As a prudent employer, you must consider offering your employees a benefits plan. There are several benefits of providing a benefits plan to your employees, which include offering your employees coverage at a reduced cost compared to most personal plans, helping to protect your employees and their family’s health, and reducing financial stress if something happens.

Additionally, providing a benefits plan can benefit your company in several ways. It can help improve morale and increase productivity and can be less expensive than providing salary increases as there are no additional increases in CPP, EI, or Workers’ Compensation rates. Moreover, premiums paid on group benefits can be written off as a business expense, which can be an added advantage.

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Benefits of choosing HWI

Our Brokerage has access to 20+ insurance providers and can help design and deliver affordable and professional business individualized benefits for you and your staff. With Harvard Western, you benefit from having a non-commission Group Benefits dedicated advisor with a support team of 65+ years of collective experience. 

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Personal Health Plan

Get a customizable health insurance plan that helps replace or fill the gaps in your provincial or workplace benefits, whether you’re looking for individual or family health insurance that best meets your needs. A Basic Plan Includes:

  • Accidental Death & Dismemberment (under age 65)
  • Accidental Dental
  • Ambulance
  • Blood Pressure Monitors
  • Diabetic Supplies
  • Funeral Expenses
  • Health Practitioners
  • Hearing Aids


Critical Illness Coverage

Critical Illness coverage offers financial compensation for cancer, stroke, heart attack or other debilitating illnesses. Such illnesses can sometimes require recovery costs and even force a leave of absence from work. Therefore, when establishing your policy, you can choose the coverage that meets your specific needs, as recovery costs can vary.



Disability Coverage

Disability coverage replaces some of your income if you can’t work because of an injury or illness. This monetary benefit will continue until the benefit period ends or you return to work. It can help you and your family pay for necessary expenses like your mortgage, car payments, utilities, groceries, etc.



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What coverages are included in the Group Benefits health plan?

Our advisors are here to help you navigate the process and ensure you have the coverage you need to protect your loved ones. Get a quote or a free review today, and rest easy knowing you’re covered. Base benefits often include:

  • prescription drugs
  • dental care
  • disability programs
  • vision care
  • critical illness
  • accident insurance

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Protect everything that matters to you with ease.

Our group benefit insurance plans are affordable and flexible, ensuring you can customize them to your ideal budget and needs. A benefits plan for a group is a valuable tool for employees to cover the expenses that provincial healthcare plans may not cover. These expenses include prescription drugs, dental, hospital, vision, paramedical, and ambulance services.

A benefits plan for a group is a valuable tool for employees to cover the expenses that the provincial healthcare plans may not cover.

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Providing a benefits plan can help you maintain a competitive edge in the job market. Let us help your business succeed today!

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