FAQS
Why Offer a Benefits Plan
It benefits your employees to get coverage at a reduced cost compared to most personal plans. Help reduce financial stress if something happens to protect your employees and their family’s health. It helps improve morale, increases productivity, and gives a competitive edge in the job market. It can be less expensive than providing salary increases as there are no additional increases in CPP, EI or Workers’ Compensation rate.
What Gets Included
Base benefits often include prescription drugs, dental care, disability programs, life, critical illness and accident insurance. Some specialty benefits can be added to the policy: a healthcare spending account, benefits for retired employees, emergency medical coverage, and travel assistance.
Benefits of choosing HWI
Our Brokerage has access to 20+ insurance providers and can help design and deliver affordable and professional business individualized benefits for you and your staff. With Harvard Western, you benefit from having a non-commission Group Benefits dedicated advisor with a support team of 65+ years of collective experience.
