Ensure the safety of your vintage, collector, and antique cars with specialized insurance coverage.
Your antique car is more than just a vehicle; it’s a prized possession. Safeguard your classic vehicle by opting for Auto Insurance specifically designed for antique automobiles.
Click on one of the below topics to unpack your Classic Car Insurance:
Agreed or Stated Value
Hagerty Driver's Club
Storage Coverage
Collision Coverage
Coverage Options
Loan Protection
What sets classic car insurance apart?
Classic car insurance provides several advantages compared to “regular” plate insurance. With guaranteed value coverage, you provide us with the value of your classic car, and we ensure that it is a fair and accurate number. In the unfortunate event of a covered total loss, we guarantee that this value will be paid to you. On the other hand, regular car insurance carriers typically offer Actual Cash Value or Stated Value coverage. These types of coverage may result in the depreciation of your vehicle’s value during a claim, leading to a smaller payout than expected.
Protect your antique vehicle’s true value.
Don’t settle for basic plate insurance that only covers up to $800 for physical damage. Your antique car deserves proper coverage that reflects its actual value. Get peace of mind with antique vehicle insurance and protect your investment today. Don’t let your valuable antique vehicle go underinsured. Not sure how much your vehicle might be worth? Try Hagerty Insurance’s online tool to get a free estimate of the value of your classic.
How SGI determines if your vehicle is ‘antique.’
To qualify for antique status for your vehicle registration, SGI has set the following requirements:
- The vehicle model year must be 1987 or older
- The vehicle is registered as either Class PV (private vehicle) or LV (light vehicle)
- The vehicle must be used for private use only and not for commercial or farm use
- You must own or drive a registered primary-use vehicle: In your name | in your spouse’s name | jointly registered names of yourself and your spouse.