Ranch & Livestock Insurance

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Protect your ranch and livestock with Farmers Insurance.

Rest easy knowing your cattle, bison, swine, horses, sheep, goats, poultry and other livestock are protected from direct physical loss or damage resulting from an insured peril.

Click on one of the below topics to unpack your Agricultural Insurance:

Farmer's Liability

The comprehensive farmer’s liability covers owned, rented, or leased land and property for personal and farming activities. It covers bodily injury and property damage from individual actions, farming operations, and volunteer liability.

Basic liability starts at $1 million and can go as high as $10 million. It is also the cheapest and most worthwhile coverage on your policy to purchase.

Buildings & Contents

The insurance provider offers coverage for direct physical loss or damage to insured property that results from an insured peril. This coverage applies to farm buildings or structures, along with permanently attached fixtures and equipment that form a part of and pertain to the use of the building or structure on the farm premises.

Contents within the farm buildings or structures on the farm premises are also covered. However, limits may apply and should be reviewed with your advisor.

Machinery Coverage

You can add machinery coverage one of two ways:

a) Scheduled equipment, including mobile machinery, implements, or irrigation equipment, along with their attachments specifically described and listed on your Cover Page.

b) Blanket equipment, which includes (i) mobile machinery and implements, along with their attachments, and (ii) tools, which are independent devices, apparatuses, or instruments used for repair, construction, or maintenance.

Livestock Coverage

This coverage applies to various classes of animals, including cattle, bison, swine, horses, sheep, goats, poultry, and other livestock as specified on your Cover Page. You must own the insured property for which you are legally responsible. Additionally, other animals not commonly referred to as domestic livestock but being raised on your farm premises for farming or pleasure purposes are also covered. Still, they must be specified on your Cover Page.

Crop Input Coverage

Whether it’s your grains, oil seeds, pulse crops or feed and fodder, these commodities are essential to your farm’s income. Commodity coverage can help protect you from an unexpected financial loss due to an insured peril.

Input coverage is for fertilizer, chemicals, and seeds essential to your crops’ success and operation. In a claim like a fire, replacing these inputs could be pricey. With Input Coverage in place, your policy would respond so you won’t have to pay out of pocket.

Succession Planning

Speak to a member of our Life & Benefits team about Succession Planning. A life insurance policy allows you to make fair allocations and ensure your succession plans are accurately realized. Taking the right steps now can make all the difference to the future success of your family and farm. Let our advisors help guide you to ensure your peace of mind.


Protect your livestock with customized coverage.

Every livestock operation is unique, and so are the risks associated with it. Farmers Insurance offers individual and blanket coverage to protect your animals from any direct physical loss or damage resulting from an insured peril.

Individual coverage is based on the value of each animal in your herd. In contrast, blanket coverage allows you to choose an overall value for all the animals in a particular species or class.


dairy farm insurance

Protect your livelihood with Farm Liability.

As a rancher or livestock farmer, your animals are a source of income and security. Protect your livelihood with comprehensive coverage that includes farmer’s liability for owned, rented, or leased land and property used for farming activities. Don’t let unexpected events jeopardize your operation – get the protection you need today.

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farmers liability

Dairy Farm insurance is crucial in minimizing the risk of financial setbacks.

As a Canadian dairy farmer, your responsibility lies in ensuring the production of clean and safe milk for consumers and businesses alike. Canadians depend on dairy farmers to supply the milk they consume and the assortment of dairy products they enjoy. When your livelihood is built on quality materials, it’s essential that your insurance can keep up.

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dairy farm insurance

As a rancher, your livestock is the backbone of your business. Don’t let unexpected events like accidents or weather disasters derail your livelihood.

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