Dairy Farms

Farmers know that dairy farms producing quality milk that’s safe, delicious, and nutritious is hard work. When your livelihood is built on quality materials and high expectations, it’s essential that your insurance can keep up. Want to connect with one of our advisors?

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Coverages

Buildings & Contents

Fire, lightning, windstorm, and hail can be unexpected and uncontrollable. While we can’t predict the weather, we can ensure that you have protection for your barns, shops, sheds, bins, tools and other miscellaneous farm property and equipment by a policy unique to your farm and operations.

Income Protection

No one likes to imagine the worst-case scenario, but it’s our job to help you fully protect your farm and operations. In the event of a significant loss, the income lost during the time it takes to rebuild could be substantial. Protect your income flow with a policy with your back during a worst-case scenario.

Equipment Break Down

The loss of a vital piece of equipment could undoubtedly impact your business’s ability to operate. This coverage helps to protect your gear from losses typically excluded under a general farm policy. Insured items could be anything from your most complicated milking systems to your more basic but essential pieces of equipment.

Livestock

Your livestock is a primary income generator for your operation, so it’s vital that you protect it with a policy that understands your unique risks. Ask us about the difference between a blanket or scheduling livestock.

Produce

Your feed, fodder, silage, and milk are commodities that are vital to the success of your farm. Protecting them appropriately can save you from experiencing a significant financial setback in the event of a claim.

Machinery

You invest a lot into the machinery and equipment you use to operate your farm. In the event that damage is caused by fire, collision, or ingestion, the cost to repair or replace your machinery could be substantial.

Loss of Use

We know your equipment isn’t cheap, and we also know how important it is to the success of your operations. If a valuable piece of equipment is damaged in a claim, having the financial support to rent a replacement piece is key to avoiding a significant setback.

Liability

Accidents happen, and if one results in a lawsuit, the financial settlement could be problematic for your business to absorb. Damage to a third party’s belongings or causing injury to a third party isn’t something anyone plans for when they start work in the morning. Unfortunately, accidents happen, so having the correct liability policy is essential to protecting yourself and your farm financially.

Connect with one of our specialized Agri-business advisors to build a policy that protects what matters most to you.

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Farm Succession Planning

Farming is hard work, but covering your operation shouldn’t be. Let our experienced advisors help you navigate the tough decisions of the family business down to the next generation. Let’s work together to protect what matters most to you and your farm.

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