Protecting your business until the cows come home.
Dairy Farmers know that producing quality milk that’s safe, delicious, and nutritious is hard work. Constantly keeping up with things like food safety standards, as well as your cow’s health and happiness around the clock isn’t easy. When your livelihood is built on quality materials and high expectations, it’s important that your insurance can keep up.
Connect with one of our specialized Agri-business advisors to build a policy that protects what matters most to you.
Farm Succession Planning
Farming is hard work, but covering your operation shouldn’t be. Let our experienced advisors help you navigate the tough decisions that come with passing the family business down to the next generation. Farm succession plans typically include a combination of tax planning, investment, and life insurance products.
Connect with one of our advisors and let’s work together to protect what matters most to you and your farm.
Products & Coverages
Buildings & Contents
Fire, lightning, windstorm, and hail can be unexpected and uncontrollable. While we can’t predict the weather we can ensure that your barns, shops, sheds, bins, tools and other miscellaneous farm property and equipment are properly protected by a policy built unique to your farm and operations.
No one likes to imagine the worst-case scenario, but it’s our job to help you fully protect your farm and operations. In the event of a major loss, the income lost during the time it takes to rebuild could be substantial. Protect your income flow with a policy that will have your back during a worst-case scenario.
Equipment Break Down
The loss of a vital piece of equipment could undoubtedly impact your ability to operate your business. This coverage was designed to protect your equipment from losses that are typically excluded under a general farm policy. Insured items could be anything from your most complicated milking systems, to your more basic, but essential pieces of equipment.
Odds are your livestock is the primary income generator for your operation, which is why it’s so important that you are protecting it with a policy that understands your unique risks.
Your feed, fodder, silage, and milk are commodities that are vital to the success of your farm. Protecting them properly can save you from experiencing a significant financial setback in the event of a claim.
You invest a lot into the machinery and equipment you use to operate your farm. In the event that damage is caused by fire, collision, or ingestion, the cost to repair or replace your machinery could be substantial.
Loss of Use
We know your equipment isn’t cheap, and we also know how important it is to the success of your operations. If an important piece of equipment breaks down, having the financial support to rent a replacement piece is key to avoiding a large setback due to a loss.
Accidents happen, and if one results in a lawsuit, the financial settlement could be hard for your business to absorb. Damage to a third party’s belongings, or causing injury to a third party, isn’t something anyone plans for when they start work in the morning. Unfortunately accidents happen, so having the right liability policy is essential to financially protecting yourself and your farm.