Courier Insurance

Liability coverage is a crucial aspect of transportation policies as it provides essential protection for you and your business if you are found responsible for an accident. Being liable means being legally accountable. If you are deemed responsible for causing injury to someone or damaging another person’s property, you can be subject to legal action and potentially face financial repercussions. While no one likes to consider the possibility of being sued, accidents do happen, and if negligence on your part is determined, you could find yourself facing substantial monetary settlements.

This type of insurance is vital for business owners because it safeguards against potential financial losses from lawsuits. Liability coverage automatically comes with your business insurance; however, it is important to regularly review your coverage with an advisor to ensure adequate protection. While Canada may not be known for outrageous personal liability settlements, the cost of these claims is rising. A five-million-dollar case may have been rare ten years ago, but not so much today.

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If you depend on your vehicle to commute from one place to another, it’s important to recognize the risks involved in spending time on the road compared to sitting behind a desk in an office. This is where business auto coverage becomes crucial.

Commercial auto or courier auto insurance provides coverage for your van or truck while you’re working. If you have an accident during deliveries or while running work-related errands without proper auto insurance, you will be personally responsible for any damages incurred. Unfortunately, relying on personal auto insurance won’t offer any assistance in such situations. To ensure coverage for accidents that occur while working, it is imperative to have commercial auto or truck insurance.

As a self-employed courier on the Skip network, Skip the Dishes has stated that it is your responsibility to acquire and maintain the necessary insurance coverage. The specific requirements for insurance may vary depending on the province you operate in. Contact one of our insurance professionals to determine the most suitable coverage for your needs.

Upon request, once a policy is bound and issued, your advisor can provide you with proof of insurance to submit when signing up for the Skip network.

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Every company, regardless of its size, should have a Group Benefits plan in place. This type of plan allows employees to access coverage at a lower cost. It also protects employees and their families financially if something unexpected happens. We take pride in collaborating with multiple insurance carriers, enabling us to create a customized plan that perfectly aligns with your needs and budget.

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Disability coverage replaces some of your income if you can’t work because of an injury or illness. The idea is to help you keep your standard of living the same until you can return to work. This monetary benefit will continue until the benefit period ends or you return to work.

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