Courier Insurance

African-American Woman Receiving Parcel from Courier of Delivery Company

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Get Courier Insurance to protect your delivery business.

Courier insurance is specifically designed to address the unique risks associated with the delivery industry. As a courier business owner or driver, it’s crucial to protect your vehicles and business.

Click on one of the below topics to unpack your Business Insurance:

Commercial Liability

This coverage protects the insured driver and the company against claims arising from bodily injury or property damage caused to third parties in the event of an accident. The liability limit carried under the plate insurance is $200,000. However, depending on your individual needs or contractual obligations, a policy can increase your limit anywhere from $1,000,000 to $10,000,000.


Auto Insurance

Commercial auto covers your van or truck while you work or have commercial business exposure. You will be personally responsible for any damages incurred if you have an accident during deliveries or while running work-related errands without proper auto insurance. Unfortunately, relying on personal auto insurance won’t offer any assistance in such situations. To ensure coverage for accidents that occur while working, it is imperative to have commercial auto or truck insurance.

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Property Insurance

Commercial Property Insurance also offers financial assistance in covering the costs of property losses or damages caused by severe weather, fire, flood, theft, or vandalism. Property can include the building, office contents and equipment. You can protect your business from a major financial setback by safeguarding your most valuable assets through an insurance policy.

Cargo Insurance

When transporting goods, there are numerous risks and potential losses that you may encounter. These can include harsh weather conditions and accidents during transit. Cargo insurance, also known as goods in transit coverage, provides couriers protection in case of accidental and sudden damage, loss, or theft of the products transported. It ensures that if any damage occurs during transit or handling, coverage will be provided to eliminate any financial responsibility for replacing the damaged goods.

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Disability Insurance

Disability coverage replaces some of your income if you can’t work because of an injury or illness. The idea is to help you keep your standard of living the same until you can return to work. This monetary benefit will continue until the benefit period ends or you return to work.

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Personal Health Plan

Get a customizable health insurance plan that helps replace or fill the gaps in your provincial or workplace benefits, whether you’re looking for individual or family health insurance that best meets your needs. A Basic Plan Includes:

  • Accidental Dental
  • Ambulance
  • Health Practitioners

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Which types of delivery driver services should be included in a commercial auto policy?

If your business involves any of the following, it may be necessary to have commercial auto insurance:

  • Operating commercial trucks or company-owned vehicles
  • Engaging in long-haul trucking and freight services
  • Providing transportation and delivery services for goods

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courier insurance

Signing up for the Skip The Dishes network.

As a self-employed courier on the Skip network, Skip the Dishes has stated that it is your responsibility to acquire and maintain the necessary insurance coverage. The specific requirements for insurance may vary depending on the province you operate in. Contact one of our insurance professionals to determine the most suitable coverage for your needs.

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skip the dishes insurance

Are you an Uber driver in Saskatchewan?

If you happen to be an Uber driver, Uber has stated that drivers in Saskatchewan have basic auto liability coverage of $200,000 while making deliveries. If you have any questions about your current coverage or are interested in purchasing additional auto insurance, you should contact your advisor to see what is allowed under your policy and if additional coverage is required. You are responsible for ensuring that you have insurance coverage that meets compulsory requirements as well as your own coverage needs.

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Uber driver insurance

Get the essential Courier insurance you need as a delivery driver today so you can keep moving forward.

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