
Find what you need
Want to learn about insurance for grain/cash crop farming? Connect with one of our experts today to start a quote or ask questions.
Looking for some quick info? Click on one of the below topics to unpack your farm insurance!
Farmer's Liability
Buildings & Contents
Machinery Coverage
Loss of Use Coverage
Commodity/ Input Coverage
Succession Planning
Additional Coverages Available:
See below for a short list of additional coverages we recommend including for your farm insurance.
Hail Insurance
When hailstorms happen, your assets need to be properly covered. Harvard Western Insurance has worked closely with the farming community for over 100 years and understands what it’s like to be through hail and back.
Volunteer Fire Fighting Coverage (VFF)
Depending on your location, multiple voluntary firefighting departments may respond if a fire occurs on your land. Every voluntary fire department will send an invoice if they are called to help put out the fire on your land. Each department’s rates may differ, and you could see anywhere from $900 to $1200 charged as an hourly fee. It’s always important to contact your local RM or Municipal Office to find out if your taxes cover these charges or add some additional coverage to your policy.
Adding Voluntary Firefighting to your policy will ensure you are financially supported if you receive a hefty bill after the fire’s put out.
Loss of Use Coverage
We know your equipment isn’t cheap, and we also know how important it is to the success of your operations. Having a successful farm operation means having equipment available in proper working conditions. Loss of Use coverage will reimburse the costs of renting a replacement if you cannot use your equipment due to an insured peril/incident.