Stay informed and travel with confidence during uncertain times.

Our Pandemic Travel FAQS provide you with the latest Canadian Government travel warnings and advisories so that you can make informed decisions about your travel plans.

Click on one of the below topics to unpack your travel insurance:

Travel Restrictions

Government Restrictions on Travel Quicklinks:

Government of Canada Travel Advice and Advisories

COVID-19 measures, updates, and guidance issued by Transport Canada

Travel Advisory FAQs

For travellers, whether it’s a global pandemic or menacing hurricanes, this brings uncertainty when planning a trip. That’s why it’s more important than ever to learn more about the Canadian Government’s travel warnings and advisories, how to understand them, and how they could impact your travel insurance coverage. Some providers may cover unforeseen circumstances once a travel advisory has been issued. Don’t let uncertainty stop you from seeing the world – trust our expert guidance to help keep you safe and secure on your travels.

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What You Should Know

Below are questions we recommend asking your insurance provider or broker when purchasing a travel insurance plan:

What does my plan cover, and what are the benefit maximums?
Does the plan cover me if I contract COVID-19 while travelling?
What are the exclusions and limitations of the COVID-19 Rider?
Does the plan provide coverage for an automatic extension if hospitalized beyond the return date?

COVID in Canada

The Saskatchewan Health plan does include coverage for COVID-19 and other medical emergencies. However, you may still want to consider purchasing Emergency Medical for other additional costs not covered by the provincial plan. Coverage can include an ambulance ride, return of the vehicle and more.

Pre-Existing Condition

The good news is that COVID-19 is covered as a medical condition. But, just like any other medical condition, it is subject to stability period requirements. Pre-existing conditions, including COVID-19, typically have a stability requirement of 90-180 days (depending on your age and the insurance carrier) before your departure.

For BlueCross, review their Pre-Existing Requirement page to see if you would still qualify for Emergency Medical Coverage.

Quarantine Coverage

If you purchase trip cancellation and interruption, can you use this coverage if you or a family member test positive for COVID-19 and need to quarantine?

First, check with your insurer when purchasing the policy, as everyone’s wordings differ. Some providers’ coverage will respond to this case, for example, TUGO Insurance.

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Travel with confidence, knowing you’re covered for COVID-19.

Some insurance providers cover unforeseen circumstances once a travel advisory has been issued, so you could still be covered for COVID-19 medical as a pre-existing condition. However, some Emergency Medical plans also have a pre-existing condition clause that may prevent your claim from being paid. Please ensure you familiarize yourself with your policy booklet and understand the exclusions that may apply to you for your specific insurer.

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Protect yourself from the unexpected with COVID travel insurance.

While some airlines may offer COVID-19 insurance, it’s important to remember that travel insurance covers a range of unforeseen circumstances, including trip cancellations, medical emergencies, and lost baggage. Don’t leave your next trip to chance – protect yourself with comprehensive travel insurance coverage and give yourself peace of mind. Review your options today.

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Get peace of mind with expert advice on travel medical insurance.

Don’t leave your travel insurance coverage to chance. Visit one of our office locations and speak with an insurance advisor who can help you navigate the complexities of pandemic travel and understand how government advisories could impact your coverage. With our expert guidance, you can confidently travel and have peace of mind.