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Government Restrictions on Travel Quicklinks:
Travel Advisory FAQs
For travellers, whether it’s a global pandemic or menacing hurricanes, this brings uncertainty when planning a trip. That’s why it’s more important than ever to learn more about the Canadian Government’s travel warnings and advisories, how to understand them, and how they could impact your travel insurance coverage. Some providers may cover unforeseen circumstances once a travel advisory has been issued. Review your insurance coverage before your trip to give yourself peace of mind.
What You Should Know
COVID in Canada
The good news is that COVID-19 is covered as a medical condition. But, just like any other medical condition, it is subject to stability period requirements. Pre-existing conditions, including COVID-19, typically have a stability requirement of 90-180 days (depending on your age and the insurance carrier) before your departure.
If you purchase trip cancellation and interruption, can you use this coverage if you or a family member test positive for COVID-19 and need to quarantine?
First, check with your insurer when purchasing the policy, as everyone’s wordings differ. Some providers’ coverage will respond to this case, for example, TUGO Insurance.