Great dining with a side of insurance.
When customers are in the mood for a good meal, they may go looking for elegant fine dining, or just a quick bite on their way to soccer practice. Whether your restaurant focuses on the serving the most exquisite cuisines or quality fast food, you’ve worked hard to build your business to a level beyond anyone else. Don’t let one moment of hardship ruin everything you’ve worked so hard to earn.
Let’s protect what matters most to you.
Most business owners agree, their employees are the lifeblood of their business, which makes the attraction, retention, and most of all the well-being of your hardworking people a top priority. Many of our commercial clients find employee group benefits to be an effective way of making sure the talent you attracted not only continues to work, but to work for you! Do you already have a plan in place? It may just be time for a review. Let our experienced team help make sure your plan is competitive and running smoothly. Book your free review today.
Products & Coverages
If your building burns down, having property coverage in place to help you rebuild is essential. But what if your business gets shut down by the Health Authority? How are you planning to rebuild your business’ reputation? Having the right insurance in place can be the difference between getting your restaurant back up and running, or shutting your doors for good.
General Commercial Liability
Accidents happen, and if one results in a lawsuit, the financial settlement could be hard for your business to absorb. Having a patron slip and fall in your establishment, or falling ill after consuming your product, isn’t something anyone plans for when they come to work in the morning. Unfortunately, accidents do happen, so having a general commercial liability policy is essential to financially protecting your business.
This insurance is designed to protect your business from theft and employee dishonesty. While it’s an unfortunate situation to think about, it can happen. Rather than just hoping it doesn’t, it’s a good idea to have a plan in place so that your business isn’t significantly impacted by a loss.
Equipment Break Down
The loss of a vital piece of equipment could undoubtedly impact your ability to operate your business. This coverage was designed to protect your equipment from losses that are typically excluded under a general equipment policy. Insured items could be anything from your most complicated piece of equipment, to your phones (the lifelines of your day-to-day business operations).
Your restaurant is in the business of making good impressions. You want your customers to appreciate the high quality of your services before they even sit down with you. Having fine art and other big-ticket décor items is a natural way to convey an atmosphere of class and sophistication. These higher-value items are often not adequately covered under a general property policy, but are essential to the success of your business.