Food & Beverage Producer Insurance

Workers kipping turron in food manufacture

Get Quote

What is Food and Beverage Producer Manufacturing Insurance?

From equipment breakdowns to product recalls, unforeseen events can disrupt your operations and lead to financial losses, which is where Manufacturing Insurance can help.

Click on one of the below topics to unpack your Business Insurance:

Commercial Liability

Also known as slip-and-fall insurance, Commercial General Liability (CGL) Insurance is a crucial safeguard for businesses like yours operating in the dynamic realm of manufacturing. It shields you from the potential risks that arise when interacting with third parties, such as customers or suppliers. Claims of bodily injury or property damage can unexpectedly arise, posing significant financial threats to your business.

Product Liability

Product liability coverage is vital for food and beverage producers. This indispensable feature shields you against claims alleging third-party property damage or bodily injury caused by products your business manufactures, distributes, or sells to consumers. This coverage covers legal expenses, compensation, and settlements, enabling you to focus on your core business operations.

Equipment Breakdown

Food and beverage producers rely heavily on specialized machinery and equipment. In the event of breakdowns or malfunctions, production can halt, leading to significant financial losses. Equipment breakdown insurance covers repair or replacement costs, minimizing the impact on your business’s profitability.

Property Insurance

Your manufacturing facility and its contents are valuable assets that need protection. Property insurance covers damage or loss to your buildings, equipment, raw materials, and finished goods. In the unfortunate event of a fire, theft, or flood, this comprehensive coverage safeguards the physical location and contents, including your inventory, machinery, equipment, and office supplies.

Business Interruption

When unforeseen events, such as a fire or natural disaster, force you to suspend operations temporarily, business interruption insurance comes to the rescue. It provides coverage for lost income, ongoing expenses, and even the cost of setting up temporary operations elsewhere, ensuring that your business remains financially stable during the downtime.

Read More

Disability Insurance

Your ability to work and earn a living is vital in the fast-paced manufacturing world. But what if an unexpected injury or illness prevents you from doing so? That’s where Disability Insurance comes in – a comprehensive coverage designed to protect you and your income when you need it most.


Do you need Product Recall Insurance?

The food and beverage industry faces unique risks related to product recalls. In the event of contamination or other quality issues, product recall insurance can cover some of the costs of notifying customers, removing and replacing the affected products, and managing the public relations fallout.

Get Quote

product recall insurance

Food and drink producers are Canada’s second-largest manufacturing industry.¹

Within this industry, one can find various segments such as meat product manufacturing, dairy product manufacturing, bakeries, grain and oilseed milling, animal food manufacturing, and sugar and confectionery product manufacturing. Each business is distinctive, emphasizing the need to collaborate with an experienced insurance professional who can carefully evaluate your specific requirements for your business.

Get Quote

Confectionery manufacturing

Craft Brewery Insurance: A guide to protect your business.

Craft breweries have seen a significant rise in popularity in recent years, with over 200 breweries operating in Canada alone. This growing industry presents unique challenges and risks that require specialized insurance coverage. As a craft brewery owner, protecting your business from potential liabilities and unforeseen circumstances is essential.

Read More

insuring craft breweries

Quick Links arrow pointing right