Motorcycles

Auto Pak policies are customizable to your needs and the season. It can be beneficial if you’re road-tripping across the country during the summer or tucking it away for the winter. Want to ask an advisor how to protect your motorcycle all year round?

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two blue motorcycles on the prairie

Find what you need

Want to learn about your insurance? Click on one of the below topics!

In Storage Coverage

When your bike is parked, even in your garage, there is no insurance if there are no active plates, but theft, vandalism, and other risks still exist, and your home insurance isn’t going to extend to protect your bike. So what are you supposed to do to keep your motorcycle covered? Put a package policy on it.

Comprehensive Coverage

This coverage is for basically everything that isn’t a collision. These types of losses covered by this insurance include fire, theft, wind, hail and vandalism. Package policies let you have comprehensive deductibles as low as $50, so you still have coverage after you let your plates expire. Did I mention it covers theft? Your homeowner’s policy will not respond if your bike is stolen from your property. With comprehensive coverage, you rest easy this winter if the Grinch comes to visit you.

Personal Liability

This coverage protects you financially from the pain of a nasty lawsuit. You’ll want more than the basic plate limit if you’re held responsible for causing bodily injury or property damage to a third party. We recommend increasing your liability limit, primarily when operating a higher-risk vehicle like a motorcycle.

Restoration Coverage

It’s common for motorcycle owners to repair and restore their bikes. When your bike is in pieces, there is a chance your insurance may not protect it! Talk to your advisor and make sure that your policy matches your needs.

Personal Auto Policy

If you’re responsible for a collision or if hail damages your car, with basic plate insurance on your vehicle, you must pay a $700 deductible! With a package policy, you can lower your deductible to an amount that’s a little more budget-friendly.

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Disability Insurance

Disability coverage replaces some of your income if you can’t work because of an injury or illness. The idea is to help you keep your standard of living the same until you can return to work. This monetary benefit will continue until the benefit period ends or you return to work.

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Don’t see what you’re looking for? CONNECT with our expert team, and let us find the right coverage for you!

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