Renters Insurance

Start Your Quote Today by Selecting your Province:

Saskatchewan← OR  Alberta←

smart phone in living with HWI Click C Nude on the screen

Online quotes for Tenant Insurance are available with HWICLICK!

No more waiting on hold or filling out lengthy paperwork. HWICLICK lets you quote, purchase, and manage your insurance online in minutes.

Get Quote Select ←

Are you an Alberta resident? Click Here

OR

Are you a Saskatchewan resident? Click Here

Contents Coverage ←

Contents or belongings insurance is a specific amount to replace your clothes, furniture, TV, appliances, etc. Our personal belongings might cost tens of thousands of dollars to replace. This coverage cannot be removed from your Tenant insurance policy; however, you can choose the coverage limit.

Click here to see our downloaded checklist to help determine where to start.

Tenant Liability ←

To be liable means simply that you are found to be legally responsible. If you are liable for injury to someone or found responsible for damage to another’s property, you can be sued for damages. No one likes to imagine being sued. But accidents happen, and if one does occur and you’re deemed negligent, you could find yourself with a hefty settlement.

Liability insurance is essential because it helps protect you from financial losses that may occur due to a lawsuit.

 

Valuable Item Limits ←

Personal Valuables/Increased Limits Coverage enables you to increase the insurance amount for a specific high-value item that would otherwise surpass the limit provided in your base policy.

– Fine Jewellery
– High-value watches
– Works of Art
– Bikes

Sewer Back-Up ←

Living in a building with shared plumbing means you can’t predict what may be going down the drain. But when it comes back up, it’s gross.

Root growth, blockages, or even breaks in pipes exiting your property or apartment building can cause backups in kitchens, laundry rooms, or bathrooms. A standard insurance policy doesn’t automatically provide coverage for sewer backup, but you’ll often be able to purchase coverage as a rider.

 

Personal Health Plan ←

Get a customizable health insurance plan that helps replace or fill the gaps in your provincial or workplace benefits, whether you’re looking for individual or family health insurance that best meets your needs. A Basic Plan Includes:

  • Dental
  • Prescription Drugs
  • Health Practitioners

Product Page

What is Tenant Insurance?

Who’s Covered: The policy extends its protection to tenant/occupant but also includes immediate relatives, dependents, and additional listed insureds.

What’s Covered:

Excited Young Woman Tenant Renter Showing Key to New Apartment

How much does Renters Insurance cost?

As you anticipate the cost of tenants’ insurance, you get to choose a deductible to fit your budget. A higher deductible often leads to lower premiums, whereas a lower deductible offers more protection against out-of-pocket expenses if you have a claim.

The amount of coverage also affects the price. The more coverage you have, the higher the cost of insurance.

Cost Calculator 

How can I save money on tenant insurance

Rental property insurance, insurance landlords

Suppose you have a trustworthy tenant who consistently rents your property or are working on improving your Airbnb profile to attract bookings for your downtown condo. In that case, you understand the importance of owning a rental property as a substantial investment.

Product Page

rented dwelling insurance

Do you have a question about renter insurance?

Check out our Renter Insurance FAQ ←

Quick Links arrow pointing right