Renters Insurance: Protect Your Belongings with Affordable Coverage
Here in Saskatchewan, from unexpected water damage to fire hazards, your personal belongings face unique risks year-round. Get instant quotes and buy your policy online 24/7 through HWICLICK.
Why Purchase Renters Insurance in Saskatchewan?
When you purchase renters insurance, you’re protecting your belongings, liability, and more.
Coverage Types at a Glance
Coverage Type | Included | Available as Add-On |
---|---|---|
Your Belongings → | ✓ | ✗ |
Personal Liability → | ✓ | ✗ |
Additional Living Expenses → | ✓ | ✗ |
Overland Water → | ✗ | ✓ |
Sewer Back-Up → | ✗ | ✓ |
Home Systems Protection → | ✗ | ✓ |
Your HWICLICK Service HUB
This page provides everything you need to manage your insurance. You’ll find direct links and info for making a payment, filing a claim, or speaking with an advisor.
New! Renters Insurance is Now Available for Alberta
We’re excited to announce that we now offer Renters Insurance to our clients across Alberta. Don’t leave your personal items unprotected. Get the essential coverage you need for peace of mind, now available specifically for Alberta residents.
Frequently Asked Questions
What does renters insurance cover?
Renters insurance covers your personal belongings against risks like fire, theft, and water damage. It also provides liability protection if someone is injured in your rental unit.
How do I figure out how much my stuff is worth to replace for my insurance?
Taking inventory is a good place to start. You can take a picture of your closet or a video of you walking through each room so you have a visual record of what you own. Track expensive purchases like a new TV or golf clubs by having the receipts saved somewhere.
Does my renter’s insurance cover my roommate?
No, unless the roommate is listed as insured on the Cover Page. However, if your roommate falls under the definition of an unnamed insured, they will still be covered without the need to list their name on the policy. To determine the qualifications of an unnamed insured person(s) living in the same household, please consult your insurer’s wording booklet.