Boats & Seadoos

The financial burden of a boating accident isn’t just limited to the cost of repairing or replacing your boat. It would help if you also considered the potential expenses of covering damage to someone else’s property and even medical bills that may arise when people are injured. Liability coverage protects you financially if you’re held responsible for causing bodily injury or property damage.

Add comprehensive coverage for risks such as fire, lightning, hail and vandalism. You face significant risk when you put it away for storage in the winter. We can help mitigate your loss due to theft by having your watercraft insured on a policy. I mean, when was the last time we had a storm in Saskatchewan…

Having collision and comprehensive coverage will help repair or replace your watercraft if it’s stolen, in an accident, or damaged by a covered peril like fire or hail. Please don’t wait for the storm to happen, be prepared and protect your investment, whether on land or water.

Mice, rats, squirrels, raccoons, etc. Those little guys sure can cause a lot of damage! Certain insurance carriers don’t tend to cover this common claim for boats. Ask an advisor if your policy offers protection against vermin today.

If the policy declaration page specifies fire department and/or search & rescue coverage, the policy will provide coverage up to the indicated limit for charges incurred to save or protect the insured watercraft from loss or damage. Ask your broker to review the limit for you during your next review.

Did you finance your boat? If you did, you might have also signed up for a form of Life Insurance! Often referred to as Mortgage/Creditor Insurance, this type of coverage is designed to protect the bank if the worst should happen. Find out about the difference in coverage when you have a policy designed to protect your assets and your family.

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