Find what you need
Want to learn about your insurance? Click on one of the below topics!
This is the rebuild value of the dwelling, which can include materials, labour, debris removal, and transportation costs. Any permanently installed outdoor equipment on your property, including outdoor swimming pools, is protected under your Dwelling limit in addition to the walls and roof of your seasonal location.
Voluntary Fire Fighting
Depending on where your seasonal is located, you may have one or more volunteer fire departments responding in the event of a fire. If this is the case, you may be surprised by a hefty bill when it’s all over. With Voluntary Fire Fighting coverage, this expense would be covered by your policy. Contact your RM to find out the going cost for your area if the fire department were to respond.
Sewer Back Up
Sewer Back-Up claims are more common in Saskatchewan than fire and theft claims and can cause thousands in damages! Insurance companies define this coverage as water or sewage that accidentally discharges or escapes/overflows from the sewer, sump or septic tank. You can customize the amount of coverage and your deductible limit to what best suits your needs.
No one likes to imagine being sued. But accidents happen, and if one does occur and you’re deemed negligent, you could find yourself with a hefty settlement. Liability automatically comes with your home insurance, but reviewing your coverage with an advisor to ensure you’re appropriately protected is essential.
Did you get a mortgage? If you did, you might have also signed up for a form of Life Insurance! Often referred to as Mortgage/Creditor Insurance, this type of coverage is designed to protect the bank if the worst should happen. Find out about the difference in coverage when you have a policy designed to protect your assets and your family.