Instant isn’t just for noodles anymore.
We know your time is important, but so is your stuff! HWI Click makes it easy to buy Renter’s Insurance instantly. You’ll have your policy and peace of mind faster than you can microwave a cup of ramen. When you’re renting the place that you live you’re probably required by your landlord to have insurance. Renters insurance is designed to insure not only your belongings, but your liability risk as well. With a policy in your corner, your stuff is protected in case something bad happens, like a fire, or break-in. Your policy will also have your back in case you are held responsible for damaging somebody else’s property, or worse, accidentally injuring someone.
Do You Know What You Own?
Tenant Insurance: Additional Living Expenses Explained
Products & Coverages
Your ‘stuff’ is a huge part of your life! With protection on your belongings, including your functional items (like your dishwasher and lawnmower), as well as your comfort items (like your awesome couch, and big screen TV), you can rest easy knowing that in the event of a loss, your insurance will replace or repair your belongings.
Accidents happen, and if one happens and you injure someone else, or damage someone’s property and you end up being deemed liable, your policy automatically includes liability coverage to financially support you.
Additional Living Expenses
This coverage helps support you financially in the event that you are unable to live in your home due to an insured loss or claim, while your home is being repaired. This coverage can help with compensation for alternate accommodations, and other additional living expenses that can occur when you’re suddenly uprooted from your home.
Sewer Back Up
We’re going to be honest with you, these claims suck. When everything you’ve been flushing and pouring down your drains comes back up, it’s a little gross. If any of your stuff gets wrecked by a sewer back up, you’ll want this coverage on your policy!
Identity Theft Coverage
Identity theft is becoming more and more common today. From all the information we put on Facebook, to someone stealing your wallet or the mail out of your mail box, there are an unbelievable number of ways that someone may try to steal your identity. Identity theft coverage comes automatically included on most policies, and will help financially support you while you repair your reputation.
Easily find out how affordable renters insurance is right now.
Critical Illness & Disability Insurance
When you’re renting your home, you know better than anyone how important it is to live within your budget. But life is unpredictable and can throw you curve balls at any time. Having a Critical Illness and Disability insurance policy could be the difference between maintaining your current life style and struggling to cover the rent.
Take 10 minutes to chat with one of our Life & Benefits advisors and rest easy know that even if life does take a hard left turn you’re supported.