Commercial General Liability (CGL) Insurance, commonly known as “slip-and-fall insurance,” provides essential coverage to safeguard your business against everyday risks. When a business is held liable, it is responsible for the harm suffered by someone not part of the business.

CGL offers protection in the event of third-party bodily injury or property damage that occurs at your business premises. If an accident occurs and it is determined that your negligence played a role, you could have to pay a substantial settlement amount.

 

Professional Liability Insurance, also called errors and omissions (E&O) insurance or malpractice insurance, protects individuals from accusations of misconduct, negligence, or failure to meet advertised service standards if a customer alleges that your professional advice or service was incorrect and they experience financial loss or damage.

The purpose of professional liability insurance is to provide coverage for your legal expenses and any financial judgments that the court may impose.

Commercial Property insurance safeguards the property and contents of your office and covers the expenses associated with replacing them in the event of a covered loss.

• Owned Photography Equipment: For cameras, lighting equipment, and any other tools you use for photography.
• Rented Equipment: If you rent equipment for a shoot or project, this insurance can cover you if it’s accidentally damaged or stolen while under your care.
• Office Contents: Office furniture, computers, printers, and other essential business items in case of fire, theft, or other covered events.

Call Your Advisor: 306-791-3711 ←

OR

Out of Province Number: 1-888-382-6657 ←

Thanks to our partnership with Lloyds of London, you can easily quote, buy, and manage your property & liability insurance online when convenient.

Harvard Western Insurance is your initial point of contact when filing a claim.

However, if we are not available or if you need to contact your adjuster directly, you can reach out to Maxwell Claims at 1-800-658-8668 or via email at info@maxwellclaims.net.

Claim Form ←

If you have a complaint about our photographer’s insurance, fill out this form, and our Complaints Team will contact you within two working days to discuss your issue.

SUBMIT COMPLAINT ←