IT Consultant Insurance

Professional Liability Insurance, also called errors and omissions (E&O) insurance or malpractice insurance, protects individuals from accusations of misconduct, negligence, or failure to meet advertised service standards if a customer alleges that your advice or service was incorrect and they experience financial loss or damage.

As a result, they have the potential to take legal action against you. The purpose of professional liability insurance is to provide coverage for your legal expenses and any financial judgments that the court may impose.

Commercial General Liability (CGL) Insurance, commonly known as “slip-and-fall insurance,” provides essential coverage to safeguard your business against everyday risks.

CGL offers protection in the event of third-party bodily injury or property damage that occurs at your business premises. If an accident occurs while someone is visiting your office and it is determined that your negligence played a role, you could have to pay a substantial settlement amount.

Commercial Property insurance safeguards the property and contents of your office and covers the expenses associated with replacing them in the event of a covered loss. Your office is a physical space and a representation of your professionalism and credibility.

Therefore, ensuring that all the necessary job-specific items within your office are adequately protected is crucial. By securing these items, you can minimize downtime and quickly resume operations after experiencing a loss.

This coverage is essential if your business stores sensitive client information, bank records, or other vital information on its computer systems. As a business owner, being realistic about cybercrime risks is essential.

One beneficial aspect of a Cyber policy is the inclusion of Crisis Management expenses, which often encompass the necessary Public Relations Management that is often associated with a Cyber Breach.

Protect your business from unexpected disruptions with Business Interruption insurance. While property insurance covers physical assets, this policy ensures you don’t lose crucial income when your business is closed due to an insured event. This coverage can replace the revenue you need to protect your business’s future.

Simply put, this coverage is designed to pay necessary expenses to help maintain profit.

Get a customizable health insurance plan that helps replace or fill the gaps in your provincial or workplace benefits, whether you’re looking for individual or family health insurance that best meets your needs. A Basic Plan Includes:

• Accidental Dental
• Drug Prescriptions
• Health Practitioners

Visit our PRODUCT PAGE to learn more!