Just think of us as your safety net.
Roofing risks can be different from one roofer to the next. Whether you’re self-employed or you’re in charge of a large team of employees, your risks can be anything from slip and fall claims to your equipment and employees. Figuring out which coverages apply to you and your business isn’t easy. That’s why we’re here. Work with confidence knowing that we will build you a policy that can catch you if you fall.
Reach out to one of our experienced advisors and find out how insurance can play a role in protecting you financially.
Bought insurance to protect all your tools & equipment? What about the most important tool of all… your ability to earn an income? If you are like most of our contractor clients, you are vital to your business. If you become sick, injured or worse, your business and livelihood could be at serious risk. Chat with one of our life & benefits advisors today, and make sure all of your most important assets are protected.
Products & Coverages
Contractors Errors & Omissions
In the event that a client loses revenue or experiences other financial harm due to an error on your part, they may seek financial reciprocation from you. Contractors E&O is designed to respond in these circumstances.
As a roofer, you are often required to meet very specific contractual and industry standards. In the event that these standards are not met, this coverage could pay the expenses to rewire or replace components, as well as other costs associated to help you make it right.
Tools & Equipment
You rely on your tools on a daily basis to get your work done. They are the lifeblood of your operations. Unlike typical industries where your most important business instruments are fixed in one location, yours are always moving with you. With this increased risk, having the right coverage in place is the best tool in your belt.
Everyone wants to trust the professional they are working with. In many circumstances contract or license bonds are required to be carried by contract or regulatory bodies. With a surety bond, you not only guarantee the quality and completion of your work, but you also give the owner piece of mind, which is priceless. We understand the importance of this, which is why we can help your clients trust that you will complete all projects as intended.
You may have one work truck, a whole fleet of vehicles, or are simply driving your personal vehicle to and from jobs. If this the case, you’ll want to keep these assets insured so that you aren’t left without a ride.
General Commercial Liability
Roofers cover what’s most important to their clients, their homes and livelihoods. Causing damage during the installation of or because of an improperly installed roof is a reality. The risk is further compounded if you do torch on or hot tar roofing. It’s important that your commercial general liability policy is written custom to you and your individual needs.