Landscaping / Excavation Insurance

Don’t let a loss cause your business to slide from potential mistakes causing rework and liability exposures to protect your tools, equipment, and commercial vehicles. Want to get a quote and learn about your industry’s exposures?



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Want to learn about insurance for landscapers? Connect with one of our experts today to start a quote or ask questions.

Looking for some quick info? Click on one of the below topics to unpack your business insurance!


Commercial Liability

From managing small backyard projects to large-scale outdoor commercial spaces, working in the landscaping industry requires long hours of hard labour and careful planning. Liability coverage covers any costs, including defence costs, if you are found to be legally responsible for injury or property damage due to your business operations on and off the property.

While Canada may not be known for outrageous personal liability settlements, the cost of these claims is rising. A five-million-dollar case may have been rare ten years ago, but not so much anymore. With inflation on the rise, the compensatory awards awarded to plaintiffs are also increasing. Keep in mind no lawsuit is a quick fix. Some take years for the court to settle, which all adds to the bottom line.

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Coverage for Tools

You can get coverage for repairing or replacing your tools if they are damaged by fire, smoke or lightning; vandalism or malicious acts; windstorm or hail; or stolen from your job site, garage or truck.

Equipment Coverage

This coverage helps you repair or replace your essential equipment if it’s damaged, destroyed or stolen, including hand tools; equipment, such as saws or compressors; stock; supplies.

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Submit a Claim

We work hard to ensure that your experience is easy, adjusted fairly and resolved quickly.

In the case of an after-hours claim emergency, please call 306.791.3757.


Disability Insurance

Disability coverage replaces some of your income if you can’t work because of an injury or illness. The idea is to help you keep your standard of living the same until you can return to work. This monetary benefit will continue until the benefit period ends or you return to work.


Don’t see what you’re looking for? CONNECT with our expert team, and let us find the right coverage for you!


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