Coverage that’ll have ‘em green with envy.
From managing small backyard projects to large scale outdoor spaces, working in the landscaping industry means a lot of long hours filled with hard labour and careful planning. You spend your days shaping landscapes, improving properties, and creating picture-perfect views. You may be an individual contractor, or you may lead an entire team, regardless, you’ve worked long and hard to get to the place you are currently. Don’t let a loss be the undoing of all your hard work.
Reach out to one of our specialized advisors and find out how insurance can play a role in protecting you financially.
Bought insurance to protect all your tools & equipment? What about the most important tool of all… your ability to earn an income? If you are like most of our contractor clients, you are vital to your business. If you become sick, injured, or worse, your business and livelihood could be at serious risk. Chat with one of our life & benefits advisors today, and make sure all of your most important assets are protected.
Products & Coverages
Contractors Rework
As a contractor, you are often required to meet very specific contractual and industry standards. In the event that these standards are not met, this coverage could pay the expenses to rewire or replace components, as well as other costs associated to help you make it right.
Contractors Errors & Omissions
In the event that a client loses revenue or experiences other financial harm due to an error on your part, they may seek financial reciprocation from you. Contractors E&O is designed to respond in these circumstances.
Tools & Equipment
You rely on your tools on a daily basis to get your work done. They are the lifeblood of your operations. Unlike typical industries where your most important business instruments are fixed in one location, yours are always moving with you. With this increased risk, having the right coverage in place is the best tool in your belt.
Surety Bonding
Everyone wants to trust the professional they are working with. In many circumstances contract or license bonds are required to be carried by contract or regulatory bodies. With a surety bond, you not only guarantee the quality and completion of your work, but you also give the owner piece of mind, which is priceless. We understand the importance of this, which is why we can help your clients trust that you will complete all projects as intended.
Commercial Auto
You may have one work truck, a whole fleet of vehicles, or are simply driving your personal vehicle to and from jobs. If this the case, you’ll want to keep these assets insured so that you aren’t left without a ride.
General Commercial Liability
The most important aspect of the contracts you enter into is your work. Having to redo your work because of a defect that causes a claim, could significantly impact you financially. It’s important that your commercial general liability policy is written custom to you and your individual needs.