Get industry-tailored insurance for Roofing Contractors.
For Roofer’s Insurance, it is crucial to consider three distinct areas: general liability, tools and equipment, and surety bonds. These forms of coverage provide essential protection for various aspects of your roofing business.
Click on one of the below topics to unpack your Contractor Insurance:
Is it necessary for roofers to purchase general liability insurance?
Running a business without commercial general liability insurance can be risky. Without this coverage, you may find it challenging to recoup the expenses of any damages or accidents that occur while on the job. Such a shortfall could devastate your business or lead to personal liability.
Tools & Equipment
With tools and equipment insurance, you can have peace of mind knowing that you’re covered in case of damage or theft. Whether it’s fire, smoke, lightning, vandalism, or malicious acts that cause harm to your tools, you’ll be able to repair or replace them.
Additionally, if your essential equipment, such as saws or compressors, gets damaged, destroyed or stolen while on the job site or in your garage or truck, the insurance will help cover the costs for repair or replacement.
Get Surety Bond
Whether you’re undertaking a small-scale, local project or a larger, public-facing development, ensuring that you are capable and qualified to do the job correctly is essential.
A surety bond is a great way to ensure that you meet all of the qualifications for the job and are prepared to complete it to the best of your ability.
What coverages are included in the Group Benefits health plan? Base benefits often include:
- prescription drugs
- dental care
- disability programs
- vision care
Disability coverage replaces some of your income if you can’t work because of an injury or illness. The idea is to help you keep your standard of living the same until you can return to work. This monetary benefit will continue until the benefit period ends or you return to work.
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Does a roofing contractor need liability nsurance?
Without this coverage, you may find it challenging to recoup the expenses of any damages or accidents that occur while on the job. Our insurers offer coverage for services such as commercial roofing, attic ventilation, leak repair and maintenance, metal/slate roofing, roof snow and ice removal, and siding and eavestrough installation.
Should you add pollution liability to your policy?
Although roofers may not be classified as “environmental contractors,” the hazardous chemicals found in sealants, adhesives, and coatings used in roofing can expose individuals to various pollutant risks.
Pollution liability insurance encompasses costs associated with remediation efforts, bodily injuries, and property damage like water damage from pollution or toxic substances produced during operations at a covered construction site.
Does your business offer renovation services for interior and exterior projects?
When it comes to exterior and interior renovation, having insurance that aligns with your specific requirements and potential risks is crucial. This includes protecting against liability exposures, covering any mistakes, and safeguarding your tools, equipment, and commercial vehicles. If you want information about renovation insurance, would like a quote, or have questions about coverage options tailored to your needs, connect with one of our experienced professionals today.