Landscaping involves a significant amount of work and strategic planning, whether it’s for small residential projects or large commercial properties.

Liability coverage provides financial support if you are held legally liable for bodily injuries or property damage caused by your products, services, employees, or incidents on your premises or at a customer’s location.

Tools and equipment insurance provides protection for portable items such as mowers, trimmers, and rollers that are taken from your home base to different client locations. This coverage helps you repair or replace your essential equipment if it’s damaged, destroyed or stolen, including hand tools; equipment, such as saws or compressors; stock; supplies.

Although not every construction project has a massive environmental impact, the liability for environmental damage is increasing. Failing to secure pesticides and fertilizers, for example, can cause extensive harm in the future.

Pollution liability insurance covers expenses related to clean-up, bodily injuries such as respiratory illnesses, and property damages like water damage caused by pollution or toxic substances generated during work on an insured construction site.

The appropriate Commercial Auto Insurance plan can protect you, your vehicle, and the transported items. As part of your work, you likely have vehicles specifically used for commercial purposes.

Commercial auto policies safeguard any vehicle for transporting people, tools and equipment, and materials.

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Up to 40% of Canadians become disabled for 90 days or longer before age 65. Disability insurance can help you meet your financial obligations as the benefit can replace most of your take-home pay. It allows you to avoid dipping into your retirement savings.

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