The business of kindness, caring and support.
You do what you do not for a profit, but for a purpose. Non-profit organizations provide essential social services that benefit the community and their members. However, even if your organization doesn’t sell a product or generate profit, there are still a number of potential risks that can affect your employees, assets, volunteers, directors and officers, and most importantly, your mission.
Let’s protect what matters most to you.
Most business owners agree, their employees are the lifeblood of their business, which makes the attraction, retention and most of all the well-being of your employees a top priority. Employee group benefits are an effective way of making sure the hardworking talent you attracted not only continues to work, but continues to work for you! Already have a plan in place? It may just be time for a review. Let our experienced team help make sure your plan is competitive and running smoothly. Book your free review today.
Products & Coverages
Directors & Officers
With every decision they make on behalf of your organization, directors and officers assume a certain level of risk. In the event of a claim, non-profit leaders can suffer damage to their reputation and personal finances. What’s more, D&O claims can come from a variety of sources, including employees, clients, volunteers, regulators and donors.
Your building, fixtures, office equipment, data, signage and other similar items play a vital role in the operation of your organization. In the event of a loss caused by fires, theft, vehicles or vandalism, your non-profit could suffer a major financial set back.
Errors and Omissions
If your organization provides counselling, training, or other kinds of instruction or services, professional liability exposures can be substantial. When providing these services, any errors and omissions— whether intentional or not—can create serious legal concerns. Specifically, should your organization, board of directors, employees or volunteers provide advice or make decisions that harm a third party, your non-profit could face legal action.
Whether you have one work truck, or a whole fleet of vehicles, you’ll need to keep these assets insured so that you aren’t left without a ride.
General Commercial Liability
Don’t let a potentially substantial lawsuit be the undoing of all your hard work. Accidents happen, and if one does – having a general commercial liability policy is essential.
If your business stores sensitive client information, bank records, or any other vital information on its computer systems, then this coverage is essential. As a business owner, it’s important to be realistic about the risk cybercrime poses. To protect yourself fully, you’ll want to talk to one of our advisors who can help you assess your situation.
Connect with our team of experienced advisors so we can help analyze your risk and match you with the best protection options for your unique needs.