9 Tips for Grilling & BBQs to Avoid an Insurance Claim
Warm weather months are perfect for grilling. It’s essential to consider safety, though. Every year, backyard grills cause thousands of fires throughout Canada. From 2014 to 2018, it was reported that grills or barbeques caused 10,600 home fires. For your family, your guests, and your home itself, it makes sense to take some extra steps to help ensure your cookout is safe.
1. Clean the Grill
If the grease isn’t cleaned out, it can catch near the bottom of the grill leading to a very greasy fire hazard.
2. Safe Distancing
Before you light the fire, move the grill away from your home or anything flammable. Look for an area that offers 10 feet of space in all directions. Also, avoid grilling under a tree or foliage that might catch fire.
3. Level it Out
Place your grill on a level surface. Look for a flat, sturdy surface for your grill to help prevent tipping or falls.
4. Fire Extinguisher
Where is the fire extinguisher? Keep it nearby. You don’t want to go running through the house or down into the basement looking for a fire extinguisher if there’s an emergency.
5. Appropriate Attire
Wear a grilling apron. Many fabrics can catch fire easily. Dress for the occasion. Also, use the right tools. Barbecue utensils have long handles to stay further away from the flame.
6. Adding Fuel to the Fire
Don’t use gasoline or other accelerants. Less is more when getting the fire started. If you’re grilling with charcoal, only use lighter fluid designed for grilling.
7. Unsupervised Flame
Be sure the fire is out before leaving the grill unattended. Use water to extinguish the fire if you’re grilling with charcoal.
8. Maintenance Check
Check your grill’s condition before firing up the grill. Cracked hoses or leaking tanks are both reasons to postpone the cookout.
9. Location, Location, Location
Are you grilling on the balcony or open porch? The leading origin of structure fires has resulted from these locations. Consider using an electric grill over gas or charcoal. Grilling on a balcony can be hazardous if a spark or falling ashes fly below.
How your home insurance protects your home
Happiness is never having to place a home insurance claim. But if the unexpected happens, accidental fire is a covered risk on a home insurance policy. Your policy can help pay to repair your home damaged by fire. That includes the siding, roof, walls, and structural components. Other structures on your property are also covered, like sheds. Your policy can also help cover the cost of replacing your belongings if a fire damages items inside (or outside) your home.
Accidents happen, but you can avoid many backyard mishaps with a few extra precautions. If you have questions about your coverage, give us a call. We can help make sure you are properly protected this summer.
Sourced from Pathway