Trip Cancellation & Trip Interruption Insurance Coverage.
Trip cancellation and interruption coverage is a wise strategy to recover eligible expenses in case unforeseen circumstances disrupt your scheduled trips.
Click on one of the below topics to unpack your Travel Insurance:
Trip Cancellation Coverage ←
It’s a clever method to assist you in reclaiming qualifying expenses when planned journeys are disrupted due to unforeseen circumstances. This coverage reimburses eligible expenses such as sickness, injury, and flight delays.
This coverage is designed to reimburse you for non-refundable prepaid airfare or other costs that cannot be recovered from another source if an “event” occurring before your departure date causes you to cancel your trip.
Trip Interruption Coverage ←
Trip interruption coverage is specifically created to provide financial assistance in the event of an incident happening either on or after your departure, which necessitates cutting short your trip.
This coverage comes into play when, for instance, a close family member becomes hospitalized while you are travelling and having this protection ensures that you can return home without any financial burden.
Trip Cancellation Eligibility ←
Keep in mind that there are a few things Trip Cancellation & Trip Interruption Insurance won’t cover, like cancellations for reasons you knew about before booking a trip, unstable pre-existing medical conditions, or a change of mind.
Check with your insurer before purchasing this coverage to learn the acceptable reasons for cancellation for this coverage to respond.
Get Quote Blue Cross Insurance ←
Blue Cross is an organization that offers a wide range of health insurance products and services, including health, dental, travel, life and disability benefits. They insure and manage health programs for individuals and organizations across Canada.
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*Please be aware that by clicking the above button, you’ll be redirected to a quote portal at the following address: bluecross.ca/travel-insurance where you can complete your application and purchase your coverage.
Get Quote GMS Insurance ←
Group Medical Services (GMS) is a Canadian organization that provides health, dental, and travel insurance plans. They’ve been around since the 1930s and focus on providing easy-to-understand plans with helpful customer service.
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*Please be aware that by clicking the above button, you’ll be redirected to a quote portal at the following address: my.gms.ca/buyflow/travel where you can complete your application and purchase your coverage.
Get Quote TuGo Insurance ←
TuGo is a Canadian company with over 55 years of experience specializing in travel insurance. They offer a variety of travel insurance plans to protect travellers from unexpected events during their trips, including medical emergencies, trip cancellations, trip interruptions, baggage loss or damage, and even flight delays.
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*Please be aware that by clicking the above button, you’ll be redirected to a quote portal at the following address: shop.tugo.com where you can complete your application and purchase your coverage.
Can you purchase Cancellation and Interruption insurance after leaving for your trip?
No, neither of these coverages is available to purchase after departure.
You can only buy this coverage after departure for a new side trip you booked while away. However, a word of caution: if you have a trip interruption claim, you’ll return to the place you departed from to start the side trip.
Why should you consider the Trip Cancellation & Interruption Plan?
Trip cancellation coverage can reimburse you for non-refundable trip expenses and cancellation costs associated with prepaid travel. For instance, fees incurred from cancelling a flight would be covered.
If circumstances arise that force an early return or prolong your stay due to emergencies covered by this plan, the trip interruption coverage can offer assistance. You can receive reimbursement up to the amount of coverage purchased.
Travel with confidence: COVID-19 FAQs.
While some airlines may offer COVID-19 insurance, it’s important to remember that travel insurance covers a range of unforeseen circumstances, including trip cancellations, medical emergencies, and lost baggage.
Check out the latest information on Canadian Government travel warnings and advisories, helping you understand how they could impact your insurance coverage.
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