Travel Insurance: Emergency Medical Coverage
Protect yourself from unexpected medical expenses during your travels with our Emergency Medical Insurance plans.
The Real Value of Travel Insurance
Your perfect vacation can turn upside down fast. A recent survey shared by the Canadian Underwriter revealed that slightly more than a quarter of 1,000 Canadians surveyed have filed an insurance claim due to incidents experienced during travel.
Canadian Travel Claims:
33%
Of the claims were related to visits to a doctor, hospital or clinic
Coverage Benefits:
| Coverage Feature | Description |
|---|---|
| Ambulance Costs ✓ | Coverage for emergency ambulance transportation to the nearest appropriate medical facility. |
| Emergency Dental ✓ | Treatment for dental emergencies caused by an accident or sudden pain. |
| Hospital Services ✓ | Coverage for emergency hospital stays and treatments. |
| Prescriptions ✓ | Medications prescribed for emergency medical conditions during your trip. |
| Medical Evacuation ✓ | Air ambulance transportation is medically necessary to return home or to a suitable facility. |
Pro Tip: Keep your travel wallet card with your policy number and travel assistance contact info handy. Retain all original bills and receipts for reimbursement.
Provincial Coverage Comparison Table:
| Health Coverage Feature | Provincial Health Coverage | Travel Insurance Emergency Medical |
|---|---|---|
| Physician & Hospital Services | ! (Limited) | ✓ (Up to policy limit) |
| Ambulance Costs | X (Not covered) | ✓ (Covered) |
| Prescription Medication | X (Not covered) | ✓ (Covered) |
| Emergency Dental Treatment | X (Not covered) | ✓ (Covered) |
| Medical Evacuation | X (Not covered) | ✓ (Covered) |
Plan Options: Single-Trip and Multi-Trip:
| Plan Type | Ideal For | Key Features |
|---|---|---|
| Single-Trip | Occasional travellers with one specific trip | Coverage for the duration of one trip, tailored to your travel dates |
| Multi-Trip | Frequent travellers and snowbirds | Coverage for multiple trips within a year, flexible and cost-effective |
Important Note on Provincial Coverage
When you receive medical care outside of Saskatchewan or Canada, the coverage you get from the Canadian Health Act is very limited. Because provincial payments are based on much lower domestic rates, you will be personally responsible for paying the large difference between your medical bill and the amount Saskatchewan Health reimburses.
This Information Sheet for Patient Health Coverage Outside Canada ←
We work with Saskatchewan’s leading Insurers
As an independent broker, we shop multiple markets to find you the best coverage at competitive rates..
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