An emergency is defined as an unforeseen ‘medical condition’ requiring immediate treatment to reduce danger to one’s life or health. The emergency is over when you can continue your trip or return home. Some medical emergencies that travel insurance can cover are:

• A fall
• Broken limb
• Being hit by a falling object
• Unexpected illness caused by infection or reaction
• Heatstroke

When you purchase Emergency Medical, you’ll get coverage for:

• Ambulance Costs
• Emergency dental
• Hospital services
• Prescriptions
• Treatments
• Medical evacuation by air ambulance

First, billing practices vary from country to country. Present your travel wallet card with your policy number and contact information for travel assistance. Please keep your original bills and receipts to submit them to your insurer for later reimbursement.

Blue Cross is an organization that offers a wide range of health insurance products and services, including health, dental, travel, life and disability benefits. They insure and manage health programs for individuals and organizations across Canada.

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*Please be aware that by clicking the above button, you’ll be redirected to a quote portal at the following address: partner.quote.on.bluecross.ca where you can complete your application and purchase your coverage.

Group Medical Services (GMS) is a Canadian organization that provides health, dental, and travel insurance plans. They’ve been around since the 1930s and focus on providing easy-to-understand plans with helpful customer service.

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*Please be aware that by clicking the above button, you’ll be redirected to a quote portal at the following address: my.gms.ca/buyflow/travel where you can complete your application and purchase your coverage.

TuGo is a Canadian company with over 55 years of experience specializing in travel insurance. They offer a variety of travel insurance plans to protect travellers from unexpected events during their trips, including medical emergencies, trip cancellations, trip interruptions, baggage loss or damage, and even flight delays.

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*Please be aware that by clicking the above button, you’ll be redirected to a quote portal at the following address: shop.tugo.com where you can complete your application and purchase your coverage.