Emergency Medical Insurance

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Emergency Medical Travel Insurance page

Travel Insurance: Emergency Medical Coverage

Protect yourself from unexpected medical expenses during your travels with our Emergency Medical Insurance plans.

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What is Medical Emergency Coverage:

An emergency is an unforeseen medical condition requiring immediate treatment to reduce danger to one’s life or health. It can cover urgent medical situations such as:

  • A fall or broken limb
  • Being hit by a falling object
  • Unexpected illness caused by infection or allergic reaction
  • Heatstroke and other sudden medical emergencies

Learn More

Coverage Benefits:

Emergency Medical Insurance includes coverage for the following essential services:

Coverage Feature Description
Ambulance Costs Coverage for emergency ambulance transportation to the nearest appropriate medical facility.
Emergency Dental Treatment for dental emergencies caused by an accident or sudden pain.
Hospital Services Coverage for emergency hospital stays and treatments.
Prescriptions Medications prescribed for emergency medical conditions during your trip.
Medical Evacuation Air ambulance transportation is medically necessary to return home or to a suitable facility.

Pro Tip: Keep your travel wallet card with your policy number and travel assistance contact info handy. Retain all original bills and receipts for reimbursement.

Provincial Coverage Comparison Table:

Health Coverage Feature Provincial Health Coverage Travel Insurance Emergency Medical
Physician & Hospital Services !

(Up to policy limit)
Ambulance Costs X

(Not covered)

(Covered)
Prescription Medication X

(Not covered)

(Covered)
Emergency Dental Treatment X

(Not covered)

(Covered)
Medical Evacuation X

(Not covered)

(Covered)

Plan Options: Single-Trip and Multi-Trip:

Plan Type Ideal For Key Features
Single-Trip Occasional travellers with one specific trip Coverage for the duration of one trip, tailored to your travel dates
Multi-Trip Frequent travellers and snowbirds Coverage for multiple trips within a year, flexible and cost-effective

Important Note on Provincial Coverage

When you receive medical care outside of Saskatchewan or Canada, the coverage you get from the Canadian Health Act is limited. Because provincial payments are based on much lower domestic rates, you will be personally responsible for paying the large difference between your medical bill and the amount Saskatchewan Health reimburses.

This Information Sheet for Patient Health Coverage Outside Canada ←

 

We work with Saskatchewan’s leading Insurers

As an independent broker, we shop multiple markets to find you the best coverage at competitive rates..

Travel Insurer Options

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Blue Cross Saskatchewan®

Blue Cross is a name built on a long history of managing health programs for Canadians. Through their 24/7 online portal, you can bypass the wait and secure a real-time price for your trip.

This self-service option allows you to browse coverage and complete your purchase instantly!

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GMS TravelStar®

With a presence in the Canadian insurance landscape since the 1930s, GMS is recognized for offering reliable coverage.

You can generate a direct price and finalize your policy online in minutes, allowing you to move straight to the adventure ahead without an office visit.

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TuGo®

TuGo is a Canadian company that has been solely dedicated to travel insurance for over 55 years.

By using their 24/7 digital storefront, you have the independence to calculate rates and purchase your policy in real-time, covering everything from medical emergencies to trip cancellations.

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