Navigating travel insurance with pre-existing conditions can be tricky. It’s crucial to understand how your policy defines “stable” and the required stability period for your specific condition, which can vary depending on your age. Depending on the stability period, insurance can still be available but sometimes at higher premiums or reduced coverage.

Always disclose your pre-existing conditions and carefully review the policy wording, or contact the insurance provider directly to ensure you have the coverage you need for peace of mind on your trip.

Emergency medical coverage kicks in if you experience a sudden and unexpected illness or accident during your trip that requires immediate medical attention. Here’s a breakdown:

• Emergency medical treatment: Includes hospital visits, medications, and other expenses incurred while receiving treatment for your illness or injury.
• Paramedical services: Ambulance transportation, services of nurses, and other allied healthcare professionals.

Visit Product Page ← to learn more!

Trip cancellation insurance reimburses you for non-refundable trip expenses if you have to cancel your trip for a reason covered by your insurance policy.

This can be a lifesaver if you have to cancel due to unexpected circumstances like illness, injury, or weather conditions.

Visit Product Page ← to learn more!

Trip interruption coverage in travel insurance kicks in after you’ve already started your trip and you need to return home early due to a covered reason. It helps you recoup the costs associated with cutting your trip short. Here are some examples:

• Medical emergency: You or a travel companion gets sick or injured and needs to return home for treatment.
• Family emergency: A close relative back home has a serious illness or death.

Visit Product Page ← to learn more!

Travel insurance for visitors to Canada is specifically designed for people visiting Canada who are not residents. Canada’s healthcare system, while excellent for residents, doesn’t cover visitors. So, if you get sick or injured during your visit, you could be on the hook for some hefty medical bills.

Visit Product Page ← to learn more!

Plan your trip with confidence using the Government of Canada’s official Travel Advice and Advisories.

This resource provides up-to-date information and recommendations to help you make informed decisions and stay safe while travelling abroad. Because safety and security conditions can change quickly, it’s crucial to check the Travel Advice and Advisories page for your specific destination regularly, both before you leave and during your trip. For more details, visit Travel Advice and Advisories – FAQ.