Dirt Bike

Accidents happen. Liability coverage protects you financially from the pain of a nasty lawsuit if you are held responsible for compensating others for damage to their property or person. We highly recommend getting a liability policy, primarily when operating a higher-risk vehicle like a dirt bike, if there is an accident that causes injury or death to someone else or damages someone’s property.

Did you purchase your unit brand new? Ask our team about which insurers offer replacement coverage for new ATVs. Got Toys for example offers this coverage on brand new units (as long as it is purchased within 120 days from the delivery date of the unit). It expires 24 months after the date of delivery; a copy of the bill of sale must be provided and the unit insured for 100% of value.

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Dirt Bikes are tough, but nothing is tougher than dirt. Protect your bike against direct and accidental damage due to upset or collision. Add comprehensive coverage for risks such as fire, lightning, hail and vandalism. You face significant risk when you put it away for storage in the winter. We can help mitigate your loss due to theft by having your dirt bike insured on a policy.

When your dirt bike is put away for the year, even in your garage, there is no insurance if you do not have an insurance policy. Theft, vandalism, and other risks still exist, and your home insurance isn’t going to extend protection.

Sometimes personal health insurance may not provide adequate coverage for medical expenses, disability, loss of income or death that results from operating a dirt bike. The risk of severely injuring yourself while using a dirt bike is not something to be ignored.

Disability coverage replaces some of your income if you can’t work because of an injury or illness. The idea is to help you keep your standard of living the same until you can return to work. This monetary benefit will continue until the benefit period ends or you return to work.

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