Home Insurance

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Safeguard your residence and get an online Home Insurance quote with HWICLICK!

It’s more than just a dwelling; it’s the haven you cherish. Our house insurance policies cover everything from fire damage to personal liability.

Click on one of the below topics to unpack your Saskatchewan Homeowner’s Insurance:

Dwelling Coverage

This is your primary residence building itself. Your Dwelling coverage encompasses your principal residence or mobile home and any attached structures and additions. These permanent fixtures and associated equipment are covered under this policy, provided they are not used for business or farming purposes.

To determine the qualifications of what is considered covered by your dwelling, please consult your insurer’s wording booklet.

Personal Valuables

Personal Valuables/Increased Limits Coverage enables you to increase the insurance amount for a specific high-value item that would otherwise surpass the limit provided in your base policy.

– Fine Jewellery
– High-value watches
– Wine and Spirits
– Works of Art
– Bikes

Personal Liability

To be liable means simply that you are found to be legally responsible. If you are liable for injury to someone or found responsible for damage to another’s property, you can be sued for damages. No one likes to imagine being sued. But accidents happen, and if one does occur and you’re deemed negligent, you could find yourself with a hefty settlement. This type of insurance is essential because it helps protect you from financial losses that may occur due to a lawsuit.


Flood Insurance

Standard insurance policies do not cover flood damage unless added as additional coverage.

Flood coverage will compensate for direct physical loss or damage from various causes if indicated on your Cover Page. These include floods and surface water that enters your dwelling at ground level or above.

In case of discrepancy, the documentation prevails.

Home Insurance FAQ

Explore our FAQs for Saskatchewan home insurance.

Your home is one of your most valuable assets, and protecting it should be a top priority. Check out some of our most frequently asked questions for home insurance. For example, “Why does the price of my home insurance keep going up?”

Explore FAQ Page

Loan Protection

Did you get a mortgage? If you did, you might have also signed up for a form of Life Insurance! Often referred to as Mortgage/Creditor Insurance, this type of coverage is designed to protect the bank if the worst should happen. Find out about the difference in coverage when you have a policy designed to protect your assets and your family.

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Association of Professional Engineers & Geoscientists of SK (APEGS) discount.

For over 18 years, we have worked closely with APEGS members to provide them with the best insurance they can find. Through our partnership with our friends at Peace Hills Insurance, we offer a unique discount for our clients. Members of APEGS have access to exclusive discounted homes, condominiums, and tenant insurance.

Get APEGS Quote

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Mobile home insurance for modular homes.

Your mobile home is more than just a roof over your head—it’s where you make memories and feel safe. Protect it with our mobile home insurance specifically designed for modular homes. Get a free quote today and have peace of mind wherever life takes you.

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mobile home insurance

Are you renting your house for extra earnings?

As a host, the extent of your home insurance coverage is restricted. Your policy assumes that you will reside in your house, so unrelated individuals staying in your residence are deemed an unforeseen hazard. As the property owner, you will bear financial responsibility for any damages caused by your guests and potentially assume liability for injuries or damages occurring within your premises.

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rented dwelling insurance

Protect your home with ease and speed. Get a fast, secure, and free online quote with HWICLICK in just minutes.

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