Rental Property

Owning a rental property can be a great asset. A steady rental income stream is a great thing to have, and great tenants are always a plus. One of the ways you can protect and maintain your rental property is by having proper insurance on it.


Rental Property



This is your rental residence building itself. Any permanently installed outdoor equipment on your property, including outdoor swimming pools, is protected under your Dwelling limit.


With protection on your belongings, functional items like the dishwasher, fridge and lawnmower are insured. You can rest easy knowing that your insurance will replace or repair your belongings in the event of a loss.

Service Line Coverage

You as the landlord are responsible for the water and sewer lines that connect your rental property to the municipal system. If the pipe ruptured or needs to be replaced under your property line, you are responsible for the repair cost. The cost to dig up the yard, repair/replace the damaged line, and put your yard back together again can run into the thousands! By putting Service Line Coverage on your rental property insurance, your policy will help cover these costs.

Water Protection

If you’ve never experienced a sewer backup or overland water claim, knock on your neighbour’s door, odds are they have. Water claims are more common in Saskatchewan than fire claims and can cause thousands in damages! Ask your advisor about how you can protect yourself against water damage.


No one likes to imagine being sued. But accidents happen, and if one does occur and you’re deemed negligent, you could find yourself with a hefty settlement. Liability automatically comes with your rental insurance, but reviewing your coverage with an advisor to make sure you’re adequately protected is essential.

When you invest in a rental property, it’s always important to protect that investment. Let’s protect what matters most to you.


Mortgage Insurance

Do you have a mortgage? If so, you were likely offered life, disability and critical illness protection on your loan. Please take 10 minutes to review your situation with one of our Life & Benefits advisors and ensure you are adequately protected!


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