Rental Property

Owning a rental property can be a great asset. A steady rental income stream is a great thing to have, and great tenants are always a plus. One of the ways you can protect and maintain your rental property is by having proper insurance on it.

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Rental Property

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Want to learn about your insurance? Click on one of the below topics!

Dwelling Coverage

This is your rental residence building itself. Any permanently installed outdoor equipment on your property, including outdoor swimming pools, is protected under your Dwelling limit.

Belongings Coverage

Functional items like the dishwasher, fridge and lawnmower are insured with protection on your belongings. You can rest easy knowing that your insurance will replace or repair your belongings in the event of a loss.

Service Line Endorsement

As the landlord, you are responsible for the water and sewer lines that connect your rental property to the municipal system. You are responsible for the repair cost if the pipe ruptured or needs to be replaced under your property line. Service Line Coverage on your rental property insurance will help cover digging the yard and repairing/replacing the damaged pipe.

Water Protection

Claims involving sewer back-up or overland water are more common in Saskatchewan than fire claims and can cause thousands in damages! Ask your advisor about how you can protect yourself against water damage.

Personal Liability

No one likes to imagine being sued. But accidents happen, and if one does occur and you’re deemed negligent, you could find yourself with a hefty settlement. Liability automatically comes with your rental insurance, but reviewing your coverage with an advisor to ensure you’re adequately protected is essential.

Loan Protection

Did you get a mortgage? If you did, you might have also signed up for a form of Life Insurance! Often referred to as Mortgage/Creditor Insurance, this type of coverage is designed to protect the bank if the worst should happen. Find out about the difference in coverage when you have a policy designed to protect your assets and your family.

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Don’t see what you’re looking for? CONNECT with our expert team, and let us find the right coverage for you!

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