Home is where my couch is.
Your home is one of the biggest investments you’ll ever make in your life. From purchasing the house, to renovating until every room looks like it fell out of Pinterest, to turning your basement into a video gamer’s dream, your investment in your home doesn’t just stop with the finances you put in. This is where memories are made, comfort is found, and your life will grow.
After investing so much into your home, wouldn’t you expect your insurance to value it in the same way? We think it should. Let’s protect what matters most.
Do you have a mortgage? If so, you were likely offered life, disability and critical illness protection on your loan. Did you purchase it? Well that’s okay, most people do! The buying process of a home can be complicated, and it’s easy to be overwhelmed by it all. We want to make sure that your property is protected by a policy that best fits your life, your needs, and your preferences!
Don’t settle for the same cookie cutter policy they offer every type of client. Take 10 minutes to review your policy with one of our life & benefits advisors and make sure you are properly protected!
Products & Coverages
This is your primary residence building itself. But your home isn’t just four walls and a roof. Any permanently installed outdoor equipment on your property, including swimming pools, is also protected under your Dwelling limit.
Your ‘stuff’ is a huge part of your life! With protection on your belongings, including your functional items (like your dishwasher and lawnmower) as well as your comfort items (like your awesome couch, and big screen TV), you can rest easy knowing that in the event of a loss, your insurance coverage will replace or repair your belongings.
Service Line Coverage
You are responsible for the water and sewer lines that connect your home to the municipal system. If they rupture or need to be replaced under your property line, you are responsible for the repair costs. The cost to dig up your yard, repair/replace the damaged line, and put your yard back together again can run into the thousands! By putting Service Line Coverage on your home insurance, your policy will help cover these costs.
If you’ve never experienced a sewer back-up or overland water claim, go knock on your neighbour’s door, odds are they have. Water claims are more common in Saskatchewan than fire claims, and can cause thousands in damages! Ask your advisor about how you can protect yourself against water damage.
No one likes to imagine being sued. But accidents happen, and if one does occur and you’re deemed negligent, you could find yourself with a hefty settlement. Liability automatically comes with your home insurance, but reviewing your coverage with an advisor to make sure you’re properly protected is essential.