Harvard Western Insurance

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Are your underground lines covered?

Just because your service lines are underground, doesn’t mean that they’re covered!
As summer arrives, many of us are busy keeping our lawns looking lush and green. But few people think about what’s going on beneath the surface. Did you know that if your underground service lines are damaged, you are responsible for the repair costs? It’s true! And with repair costs that could reach the thousands, you may want to consider adding Service Line coverage to your home insurance policy.
Let the helpful staff at Harvard Western Insurance review your current policy and explore the service line coverage options that are available to you.


Types of underground lines that may be covered:

  • Sewer/septic lines
  • Watermains
  • Electrical
  • Telecommunications
  • Geothermal plumbing (ground loop piping)

Causes of loss that may be covered:

  • Wear and tear
  • Rust or corrosion
  • Damage or collapse caused by tree roots
  • Mechanical breakdown
  • Weight of animals, equipment, or people

Kinds of costs that may be covered:

  • Evacuation costs
  • Loss of use
  • Repair expenses
  • Outdoor property
Make sure what’s underground is
covered under your insurance policy.
Call us toll-free at 1-877-773-7734 to
discuss your service line coverage options.