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Coverages
Machinery
You invest a lot into the machinery and equipment you use to operate your farm. If a fire, a collision, or ingestion, damages your machinery, repairing or replacing it could be substantial.
Loss of Use
We know your equipment isn’t cheap, and we also know how important it is to the success of your operations. If a valuable piece of equipment is damaged in a claim, having loss of use coverage to rent a replacement piece is key to avoiding a significant setback.
Commodity Coverage
Whether it’s your grains, oil seeds, pulse crops or feed and fodder, these commodities are essential to your farm’s income. Insuring them can save you from experiencing a significant financial setback in a claim.
Input Coverage
Assets such as fertilizer, chemicals, and seeds are essential to the success of your crops and your entire operation. In a claim like a fire, replacing these inputs could be pricey. With Input Coverage in place, your policy would respond so that you won’t have to pay out of pocket.
Income Protection
No one likes to imagine the worst-case scenario, but it’s our job to help you fully protect your farm and operations. In the event of a significant loss, the income lost during the time it takes to rebuild could be substantial. Protect your income flow with a policy with your back during a worst-case scenario.
Liability
Accidents happen, and if one results in a lawsuit, the financial settlement could be problematic for your business to absorb. Damage to a third party’s belongings or causing injury to a third party isn’t something anyone plans for when they start work in the morning. Unfortunately, accidents happen, so having the correct liability policy is essential to protecting yourself and your farm financially.
Whether you are a seed wholesaler, distributor, grower, dealer, or do a little seed cleaning, you’ll want to protect your liability risk.
Farm Succession Planning
Farming is hard work, but covering your operation shouldn’t be. Let our experienced advisors help you navigate the tough decisions of the family business down to the next generation. Let’s work together to protect what matters most to you and your farm.
