Group Benefits Medical Plan for PPOC Members

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Customized medical coverage for PPOC photographer members.

We’ve partnered with the Professional Photographer’s Association of Canada  PPOC to provide members with a custom plan designed just for photographers.

Click on one of the below topics to unpack your Group Benefits medical plan coverage:

Benefits of Group Plan

It benefits your employees to get coverage at a reduced cost compared to most personal plans. Help reduce financial stress if something happens to protect your employees and their family’s health. It helps improve morale, increases productivity, and gives a competitive edge in the job market. It can be less expensive than providing salary increases as there are no additional CPP, EI or Workers’ Compensation rate increases.

What is Included

Base benefits often include prescription drugs, dental care, disability programs, life, critical illness and accident insurance. Specialty benefits can be added to the policy: a healthcare spending account, benefits for retired employees, emergency medical coverage, and travel assistance.

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Broker Benefits

Our Brokerage has access to 20+ insurance providers and can help design and deliver affordable and professional business individualized benefits for you and your staff. With Harvard Western, you benefit from having a non-commission Group Benefits dedicated advisor with a support team of 65+ years of collective experience.

Personal Health Plan

Get a customizable health insurance plan that helps replace or fill the gaps in your provincial or workplace benefits, whether you’re looking for individual or family health insurance that best meets your needs. A Basic Plan Includes:

  • Accidental Dental
  • Ambulance
  • Diabetic Supplies
  • Health Practitioners
  • Hearing Aids

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Critical Illness (CI)

Critical Illness coverage offers financial compensation for cancer, stroke, heart attack or other debilitating illnesses. Such illnesses can sometimes require recovery costs and even force a leave of absence from work. Therefore, when establishing your policy, you can choose the coverage that meets your specific needs, as recovery costs can vary.

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Disability Coverage

Disability coverage replaces some of your income if you can’t work because of an injury or illness. This monetary benefit will continue until the benefit period ends or you return to work. It can help you and your family pay for necessary expenses like your mortgage, car payments, utilities, groceries, etc.

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Get medical coverage designed for PPOC members.

As a professional photographer, your health is essential to the success of your business. That’s why we’ve created a custom plan in partnership with PPOC, so you can focus on capturing the perfect shot without worrying about unexpected medical expenses.

Our professional photographer’s insurance plans are affordable and flexible, ensuring you can customize them to your ideal budget and needs.

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What coverages are included in the Group Benefits health plan?

Our PPOC custom medical coverage plan includes base benefits like prescription drugs, dental care, disability programs, critical illness, accident insurance and life insurance. Specialty benefits can be added to the policy: a healthcare spending account, benefits for retired employees, emergency medical coverage, and travel medical coverage.

View Plan Details

dental insurance

Protect your gear and your business with HWICLICK.

As a photographer, your equipment is essential to your livelihood. Don’t risk losing it all in case of theft, damage or loss. With HWICLICK, you can easily quote coverage for your camera equipment or purchase liability anytime, anywhere. Protect your passion easily and take advantage of our 25% discount for PPOC members.

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Secure your health and protect your business with our custom medical coverage plan for professional photographers.

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