Wood, Steel & Plastic Products

With every decision they make on behalf of your organization, you assume a certain level of risk. Liability coverage covers any costs, including defence costs, if you are found to be legally responsible for injury or property damage due to your business operations on and off the property.

While Canada may not be known for outrageous personal liability settlements, the cost of these claims is rising. A five-million-dollar case may have been rare ten years ago, but not so much anymore. With inflation on the rise, the compensatory awards awarded to plaintiffs are also increasing. Keep in mind no lawsuit is a quick fix. Some take years for the court to settle, which all adds to the bottom line.

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Your tools are essential for you to carry out your daily tasks and are the backbone of your business. Unlike many other industries, your tools are constantly on the move, which can pose an increased risk. Tool coverage is the best way to protect yourself and your business. You can get coverage for repairing or replacing your tools if they are damaged by fire, smoke or lightning; vandalism or malicious acts; windstorm or hail; or stolen at your place of business, at the job site and in between.

Commercial Umbrella Liability insurance provides additional, worldwide coverage to supplement your existing policies. For example, they can provide additional coverage (up to $5 million) when your business or commercial auto insurance is maxed out or by filling gaps in areas of underlying policies don’t cover.

REGINA | KRONAU | ROULEAU | PANGMAN | MILESTONE | YELLOW GRASS

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We work hard to ensure that your experience is easy, adjusted fairly and resolved quickly.

In the case of an after-hours claim emergency, please call 306.791.3757.

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Disability coverage replaces some of your income if you can’t work because of an injury or illness. The idea is to help you keep your standard of living the same until you can return to work. This monetary benefit will continue until the benefit period ends or you return to work.

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