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Coverage for Tools
Commercial Umbrella Liability insurance provides additional, worldwide coverage to supplement your existing policies. For example, they can provide additional coverage (up to $5 million) when your business or commercial auto insurance is maxed out or by filling gaps in areas of underlying policies don’t cover.
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Disability coverage replaces some of your income if you can’t work because of an injury or illness. The idea is to help you keep your standard of living the same until you can return to work. This monetary benefit will continue until the benefit period ends or you return to work.