Is it nap time yet?
Running a daycare is a lot of work. Making sure all your kids are safe, happy, comfortable, and thriving is a primary focus, but these aren’t your only priorities. You’re also running a business. Building maintenance, retaining staff, juggling parents, and navigating the ever-changing complexities of running a daycare will keep you on your toes. Let us help alleviate some stress by not only placing you with the insurance you need, but by helping you find other individualized risk management solutions.
Let’s protect what matters most to you.
Most business owners agree, their employees are the lifeblood of their business, which makes the attraction, retention, and most of all the well-being of your hardworking people a top priority. Many of our commercial clients find employee group benefits to be an effective way of making sure the talent you attracted not only continues to work, but to work for you! Do you already have a plan in place? It may just be time for a review. Let our experienced team help make sure your plan is competitive and running smoothly. Book your free review today.
Products & Coverages
General Commercial Liability
When you’re responsible for the safety of other people’s children, you are held to a higher standard of care. You work hard to ensure that your licensed daycare meets current safety regulations. Accidents happen, and if one results in a lawsuit, the financial settlement could be hard for your business to absorb. Having a general commercial liability policy is vital to financially protecting your business.
Contents
Everything from furniture to toys, office equipment to the art on the walls, these items are crucial to the success of your business. Don’t waste hard earned money replacing these things after a loss. Having business contents insurance can be a real financial support.
Business Interruption
When most people think of insurance, they think about physical assets like their buildings and equipment. If a substantial loss occurs, like a fire burning down your building, it’s great that you have property insurance in place, but all that policy is going to cover is the cost to rebuild your building. What about all the income you’re losing because your business is now closed? Business interruption insurance is an absolute must when it comes to protecting your business from a significant financial loss.
Cyber Insurance
If your business stores sensitive client information, bank records, or any other vital information on its computer systems, then this coverage is essential. As a business owner, it’s important to be realistic about the risk cybercrime poses. To protect yourself fully, you’ll want to talk to one of our advisors who can help assess your situation.
Insurance can seem overwhelming, but with the right team of advisors on your side, you’re sure to nap easy knowing that your business and kids are properly protected.