Protect your place of worship with Commercial Church Insurance.
From worship services to community programs, ensure you’re covered for all activities. Know that your church, synagogue, mosque, or any place of worship is protected.
Click on one of the below topics to unpack your Business Insurance:
Commercial General Liability (CGL) Insurance provides coverage for claims or legal actions made by third parties alleging harm to their body or property. For instance, if a visitor trips, falls, and sustains an injury while on your premises, CGL is intended to cover their medical expenses. Being liable means being legally responsible. You can be taken to court for compensation if you are deemed liable for someone’s injury or found accountable for damaging someone else’s property. Nobody wants to imagine being sued. However, accidents do happen, and if one occurs and you are found negligent, you could face a substantial settlement.
Protect your church, synagogue, mosque, or any other place of worship from unforeseen incidents such as fire, theft, and vandalism. Avoid the financial strain of repair costs. Ensure the safety of your establishment with a comprehensive insurance plan. This type of coverage, also called business property or business contents insurance, safeguards your building, its contents and inventory, fixtures and furnishings, and any electronic equipment within the premises.
Criminals frequently focus on businesses that possess valuable assets and those engaged in high-risk activities. Consequently, businesses operating in dangerous or risky environments face the dual threat of criminal damage and financial loss.
Faith-based organizations often possess valuable gold and silver items and handle financial donations from their communities. Should you fall victim to employee robbery or theft, this coverage can compensate for your lost money, securities, and property.
Directors & Officers
Directors and Officers (D&O) Liability Insurance is essential for registered non-profit or charity organizations with a board of directors. This coverage protects board members from lawsuits for their decisions, errors, or claims of defamation that result in financial losses for the institution. In essence, D&O insurance offers financial assistance to board members to cover legal expenses in case of a lawsuit.
Every company, regardless of its size, should implement a Group Benefits program. This program offers employees the opportunity to obtain coverage at a lower cost compared to individual plans. By providing this coverage, businesses can alleviate financial burdens in the event of unforeseen circumstances, safeguarding the health and well-being of employees and their families.
How much is the price of church insurance?
The price of a yearly premium for a church insurance policy varies based on many factors, some of which include but are not limited to:
- The location, its size, and the age of the building.
- Any previous insurance claims made.
- Your annual revenue and projected income.
- Other purposes for which the church and its facilities are utilized, such as renting a hall.
- The specific types of coverage included in your policy.
Is your church equipped with shuttle services, or do you have a passenger van?
If so, it may be prudent to consider obtaining a commercial auto insurance policy. If your church utilizes a passenger van to participate in community events or offer transportation to your followers, it is important to recognize the potential liability exposures involved. As a precautionary measure, purchasing additional insurance coverage may be necessary.
Daycare owner’s liability insurance (CGL).
As a daycare owner, your primary concern is the safety and well-being of the children in your care. Commercial General Liability Insurance (CGL) protects your business from potential liabilities, including third-party property damage, physical harm, and personal injury allegations. We offer insurance for both licensed daycares and unlicensed daycares in Saskatchewan.