3 Things To Do If You Have A Claim

Experiencing a loss can be frustrating and will often feel overwhelming, especially if you’re not sure how to react. It’s our job to guide clients through their claims experience and help them take the steps necessary after a loss occurs. Below you will find the first 3 things you should do if you experience a loss.

1. Don’t Panic

Regardless of what type of loss you are experiencing, the first and most important thing to do is ensure that everyone is safe. At the end of the day, stuff is just stuff, but you and your loved ones are irreplaceable.

2. Assess Your Situation

Take the time to fully assess your surroundings and take action to ensure that further loss doesn’t occur. As an insurance policyholder, it is your responsibility to try to avoid any additional damage. For example, if a pipe bursts in your kitchen, go and shut off your water as quickly as possible so as not to cause more damage than has already occurred.

3. Contact Your Insurance Broker

Once you’ve taken the immediate steps needed after experiencing a claim, you will want to contact your insurance broker to discuss making a claim. There can be quite a few things to consider before pursuing a claim, and your broker will be able to guide you through the decision making process. They will walk you through what to expect after filing a claim, as well as how the claim may affect you and your insurance policy.

Having to make an insurance claim can be frustrating, and may be overwhelming, but remember to take a deep breath and give us a call; We will be there with you every step of the way.