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Want to learn about photography insurance? Connect with one of our experts today to start a quote or ask questions.
Looking for some quick info? Click on one of the below topics to unpack your photography business insurance!
Connect with Advisor
Call us at 1.888.382.6657 (toll-free), 306.791.3708, or email us at info@hwiclick.com
Our unique HWI photographer insurance policies protect qualified photographers’ business activities in Canada. Thanks to our partnership with Lloyds of London, you can easily quote, buy, and manage your property & liability insurance online when convenient.
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Group Benefits
Additional Coverages Available:
See below for a short list of additional coverages we recommend including for your photography insurance.
What is Camera Equipment Insurance?
Camera equipment insurance is a type of insurance that protects your camera and lenses from damage or theft. This type of insurance is important for photographers because it helps protect them from losses due to damage or theft of their equipment. It can also help you save money by covering the cost of replacing or repairing your equipment. Our equipment policy takes out the specific exclusion of Scratching and Marring. However, regular wear and tear are not intended to be covered, but a sudden and accidental incident that creates an imperfection that renders the item unusable can be covered.
What is General vs. Professional Liability Insurance?
General liability handles your legal responsibility for physically harming another person or their property. Professional liability insurance is a type of insurance that helps protect photographers from liabilities related to professional negligence. It covers you if a client sues you for something related to your work or services. For example, Professional liability insurance covers liability for damages arising from the rendering of or failure to render professional services. Liability insurance, in general, is essential for photographers because it helps protect them from financial losses that may occur due to a lawsuit.
We Offer Worldwide Coverage
As a business owner, you want to ensure you’re covered when the unexpected arises. As a professional, you deserve a policy as savvy as you that you can take anywhere. Our photography packages offer unlimited travel in Canada and the USA, up to 60 days and $50,000 while outside Canada and the USA. This can be especially helpful if, for example, you rent equipment or take your own gear on a trip. Worldwide coverage of your gear wherever you go will provide you peace of mind on your adventure.
Harvard Western Ventures Inc. is authorized by The General Insurance Council of Saskatchewan and regulated by The Saskatchewan Insurance Act, its Regulations and the General Insurance Council Bylaws.
